D

Ashley Falls, MA

Affordability Score: 47/100

Population: 829 · 1 ZIP codes

The affordability dashboard for Ashley Falls, MA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 829 residents, then layers in county-level federal data to produce an overall grade of D (47/100). The headline inputs are median household income of $71,042, median home value of $349,500, median rent of per month, and 40.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,626 per month (studio $1,245, 1BR $1,269, 3BR $2,109, 4BR $2,577). Department of Labor data lists infant center-based childcare at $17,160 per year, consuming 24% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, childcare. Unemployment currently reads 17.8% and poverty 1.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$71,042
Median household income
Education B
40.9%
Bachelor's degree or higher
Housing F
4.9x
Home value $349,500 vs income
Commute N/A
N/A
Average commute time
Rent C
$1,626/mo
2BR fair market rent (27% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$17,160/yr
Center-based infant care (24% of income)

Income & Employment

Median Income
$71,042
▲ 15% vs national
Per Capita Income
$35,818
Unemployment Rate
17.8%
Poverty Rate
1.7%

Housing

Median Home Value
$349,500
▲ 27% vs national
Median Rent
Owner Occupied
100.0%
2BR Fair Market Rent
$1,626/mo
▲ 36% vs national

Fair Market Rents by Bedroom

Studio
$1,245
1BR
$1,269
2BR
$1,626
3BR
$2,109
4BR
$2,577

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
40.9%
▲ 11 ppt vs national
High School+
68.5%
Median Age
39.8
Avg. Commute

Childcare Costs

Infant (Center)
$17,160/yr
24% of income
Toddler (Center)
$15,668/yr
Preschool (Center)
$11,973/yr
School-Age (Center)
$10,533/yr

What This Means

Ashley Falls, MA receives an overall affordability grade of D (47/100), aggregated from 1 ZIP codes with a total population of 829. Challenges include housing and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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Frequently Asked Questions

Is Ashley Falls, MA affordable?
Ashley Falls, MA receives an overall affordability grade of D (47/100) based on Census, HUD, FBI, and DOL data. Median household income is $71,042. Median home value is $349,500.
What is the cost of living in Ashley Falls?
Key cost metrics: 2BR fair market rent $1,626/mo. Infant childcare $17,160/yr. Median home value $349,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices.