C-

Avoca, NE

Source:

Affordability Score: 51/100

Population: 515 · 1 ZIP codes

The affordability dashboard for Avoca, NE aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 515 residents, then layers in county-level federal data to produce an overall grade of C- (51/100). The headline inputs are median household income of $61,250, median home value of $174,200, median rent of $725 per month, and 9.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,368 per month (studio $1,090, 1BR $1,148, 3BR $1,813, 4BR $2,046). Department of Labor data lists infant center-based childcare at $9,737 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 0.0% and poverty 6.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$61,250
Median household income
Education F
9.3%
Bachelor's degree or higher
Housing B
2.8x
Home value $174,200 vs income
Commute N/A
N/A
Average commute time
Rent C
$1,368/mo
2BR fair market rent (27% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$9,737/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$61,250
▼ 1% vs national
Per Capita Income
$31,831
Unemployment Rate
0.0%
Poverty Rate
6.4%

Housing

Median Home Value
$174,200
▼ 37% vs national
Median Rent
$725/mo
Owner Occupied
90.1%
2BR Fair Market Rent
$1,368/mo
▲ 14% vs national

Fair Market Rents by Bedroom

Studio
$1,090
1BR
$1,148
2BR
$1,368
3BR
$1,813
4BR
$2,046

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
9.3%
▼ 21 ppt vs national
High School+
47.1%
Median Age
50.2
Avg. Commute

Childcare Costs

Infant (Center)
$9,737/yr
16% of income
Toddler (Center)
$9,230/yr
Preschool (Center)
$8,450/yr
School-Age (Center)
$8,190/yr

What This Means

Avoca, NE receives an overall affordability grade of C- (51/100), aggregated from 1 ZIP codes with a total population of 515. Challenges include education. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Avoca, NE affordable?
Avoca, NE receives an overall affordability grade of C- (51/100) based on Census, HUD, FBI, and DOL data. Median household income is $61,250. Median home value is $174,200.
What is the cost of living in Avoca?
Key cost metrics: Median rent $725/mo. 2BR fair market rent $1,368/mo. Infant childcare $9,737/yr. Median home value $174,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →