Bandera, TX

The affordability dashboard for Bandera, TX aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 8,689 residents, then layers in county-level federal data to produce an overall grade of C (56/100). The headline inputs are median household income of $69,457, median home value of $242,700, median rent of $1,216 per month, and 25.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,426 per month (studio $1,077, 1BR $1,177, 3BR $1,830, 4BR $2,132). Department of Labor data lists infant center-based childcare at $8,892 per year, consuming 13% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Unemployment currently reads 5.9% and poverty 17.4% — numbers worth keeping alongside the headline grade.