C-

Barnegat, NJ

Source:

Affordability Score: 52/100

Population: 22,448 · 1 ZIP codes

The affordability dashboard for Barnegat, NJ aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 22,448 residents, then layers in county-level federal data to produce an overall grade of C- (52/100). The headline inputs are median household income of $93,584, median home value of $395,800, median rent of $1,771 per month, and 33.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,328 per month (studio $1,676, 1BR $1,889, 3BR $3,043, 4BR $3,371). Department of Labor data lists infant center-based childcare at $16,314 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Barnegat, NJ include income. Pressure points are housing. Unemployment currently reads 6.3% and poverty 7.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$93,584
Median household income
Education C
33.8%
Bachelor's degree or higher
Housing F
4.2x
Home value $395,800 vs income
Commute D
28 min
Average commute time
Rent C-
$2,328/mo
2BR fair market rent (30% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$16,314/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$93,584
▲ 51% vs national
Per Capita Income
$46,923
Unemployment Rate
6.3%
Poverty Rate
7.1%

Housing

Median Home Value
$395,800
▲ 44% vs national
Median Rent
$1,771/mo
Owner Occupied
88.6%
2BR Fair Market Rent
$2,328/mo
▲ 94% vs national

Fair Market Rents by Bedroom

Studio
$1,676
1BR
$1,889
2BR
$2,328
3BR
$3,043
4BR
$3,371

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
33.8%
▲ 4 ppt vs national
High School+
68.5%
Median Age
51.0
Avg. Commute
28 min
▲ 2 min vs national

Childcare Costs

Infant (Center)
$16,314/yr
17% of income
Toddler (Center)
$15,755/yr
Preschool (Center)
$15,755/yr
School-Age (Center)
$7,656/yr

What This Means

Barnegat, NJ receives an overall affordability grade of C- (52/100), aggregated from 1 ZIP codes with a total population of 22,448. This area performs well in income. Challenges include housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Barnegat ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Barnegat, NJ affordable?
Barnegat, NJ receives an overall affordability grade of C- (52/100) based on Census, HUD, FBI, and DOL data. Median household income is $93,584. Median home value is $395,800.
What is the cost of living in Barnegat?
Key cost metrics: Median rent $1,771/mo. 2BR fair market rent $2,328/mo. Infant childcare $16,314/yr. Median home value $395,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →