C+

Baxter, IA

Source:

Affordability Score: 62/100

Population: 1,681 · 1 ZIP codes

The affordability dashboard for Baxter, IA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,681 residents, then layers in county-level federal data to produce an overall grade of C+ (62/100). The headline inputs are median household income of $72,022, median home value of $206,300, median rent of $900 per month, and 19.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,008 per month (studio $784, 1BR $789, 3BR $1,348, 4BR $1,372). Department of Labor data lists infant center-based childcare at $8,304 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Baxter, IA include rent. Pressure points are education. Unemployment currently reads 1.4% and poverty 10.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$72,022
Median household income
Education F
19.7%
Bachelor's degree or higher
Housing B
2.9x
Home value $206,300 vs income
Commute D
28 min
Average commute time
Rent A
$1,008/mo
2BR fair market rent (17% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$8,304/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$72,022
▲ 16% vs national
Per Capita Income
$41,275
Unemployment Rate
1.4%
Poverty Rate
10.4%

Housing

Median Home Value
$206,300
▼ 25% vs national
Median Rent
$900/mo
Owner Occupied
82.3%
2BR Fair Market Rent
$1,008/mo
▼ 16% vs national

Fair Market Rents by Bedroom

Studio
$784
1BR
$789
2BR
$1,008
3BR
$1,348
4BR
$1,372

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
19.7%
▼ 10 ppt vs national
High School+
56.9%
Median Age
39.5
Avg. Commute
28 min
▲ 2 min vs national

Childcare Costs

Infant (Center)
$8,304/yr
12% of income
Toddler (Center)
$7,156/yr
Preschool (Center)
$7,156/yr
School-Age (Center)
$5,725/yr

What This Means

Baxter, IA receives an overall affordability grade of C+ (62/100), aggregated from 1 ZIP codes with a total population of 1,681. This area performs well in rent. Challenges include education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Baxter ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Baxter, IA affordable?
Baxter, IA receives an overall affordability grade of C+ (62/100) based on Census, HUD, FBI, and DOL data. Median household income is $72,022. Median home value is $206,300.
What is the cost of living in Baxter?
Key cost metrics: Median rent $900/mo. 2BR fair market rent $1,008/mo. Infant childcare $8,304/yr. Median home value $206,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →