B

Bayport, MN

Source:

Affordability Score: 71/100

Population: 3,471 · 1 ZIP codes

The affordability dashboard for Bayport, MN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,471 residents, then layers in county-level federal data to produce an overall grade of B (71/100). The headline inputs are median household income of $125,893, median home value of $376,900, median rent of $2,028 per month, and 27.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,709 per month (studio $1,242, 1BR $1,405, 3BR $2,262, 4BR $2,531). Department of Labor data lists infant center-based childcare at $20,280 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Bayport, MN include income, rent. Unemployment currently reads 1.8% and poverty 3.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A+
$125,893
Median household income
Education D
27.5%
Bachelor's degree or higher
Housing B-
3.0x
Home value $376,900 vs income
Commute C+
23 min
Average commute time
Rent A
$1,709/mo
2BR fair market rent (16% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$20,280/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$125,893
▲ 103% vs national
Per Capita Income
$39,178
Unemployment Rate
1.8%
Poverty Rate
3.7%

Housing

Median Home Value
$376,900
▲ 37% vs national
Median Rent
$2,028/mo
Owner Occupied
91.7%
2BR Fair Market Rent
$1,709/mo
▲ 42% vs national

Fair Market Rents by Bedroom

Studio
$1,242
1BR
$1,405
2BR
$1,709
3BR
$2,262
4BR
$2,531

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
27.5%
▼ 2 ppt vs national
High School+
62.7%
Median Age
40.7
Avg. Commute
23 min
▼ 3 min vs national

Childcare Costs

Infant (Center)
$20,280/yr
16% of income
Toddler (Center)
$18,073/yr
Preschool (Center)
$16,068/yr
School-Age (Center)
$12,324/yr

What This Means

Bayport, MN receives an overall affordability grade of B (71/100), aggregated from 1 ZIP codes with a total population of 3,471. This area performs well in income and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Bayport, MN affordable?
Bayport, MN receives an overall affordability grade of B (71/100) based on Census, HUD, FBI, and DOL data. Median household income is $125,893. Median home value is $376,900.
What is the cost of living in Bayport?
Key cost metrics: Median rent $2,028/mo. 2BR fair market rent $1,709/mo. Infant childcare $20,280/yr. Median home value $376,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →