C

Beachwood, NJ

Source:

Affordability Score: 58/100

Population: 11,045 · 1 ZIP codes

The affordability dashboard for Beachwood, NJ aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 11,045 residents, then layers in county-level federal data to produce an overall grade of C (58/100). The headline inputs are median household income of $106,858, median home value of $352,600, median rent of $2,335 per month, and 27.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,328 per month (studio $1,676, 1BR $1,889, 3BR $3,043, 4BR $3,371). Department of Labor data lists infant center-based childcare at $16,314 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Beachwood, NJ include income. Pressure points are commute. Unemployment currently reads 3.1% and poverty 4.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A-
$106,858
Median household income
Education D
27.5%
Bachelor's degree or higher
Housing C
3.3x
Home value $352,600 vs income
Commute F
31 min
Average commute time
Rent C+
$2,328/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$16,314/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$106,858
▲ 72% vs national
Per Capita Income
$49,332
Unemployment Rate
3.1%
Poverty Rate
4.5%

Housing

Median Home Value
$352,600
▲ 28% vs national
Median Rent
$2,335/mo
Owner Occupied
92.5%
2BR Fair Market Rent
$2,328/mo
▲ 94% vs national

Fair Market Rents by Bedroom

Studio
$1,676
1BR
$1,889
2BR
$2,328
3BR
$3,043
4BR
$3,371

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
27.5%
▼ 2 ppt vs national
High School+
59.1%
Median Age
42.5
Avg. Commute
31 min
▲ 5 min vs national

Childcare Costs

Infant (Center)
$16,314/yr
15% of income
Toddler (Center)
$15,755/yr
Preschool (Center)
$15,755/yr
School-Age (Center)
$7,656/yr

What This Means

Beachwood, NJ receives an overall affordability grade of C (58/100), aggregated from 1 ZIP codes with a total population of 11,045. This area performs well in income. Challenges include commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Beachwood, NJ affordable?
Beachwood, NJ receives an overall affordability grade of C (58/100) based on Census, HUD, FBI, and DOL data. Median household income is $106,858. Median home value is $352,600.
What is the cost of living in Beachwood?
Key cost metrics: Median rent $2,335/mo. 2BR fair market rent $2,328/mo. Infant childcare $16,314/yr. Median home value $352,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →