Bearcreek, MT

The affordability dashboard for Bearcreek, MT aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 113 residents, then layers in county-level federal data to produce an overall grade of A- (84/100). The headline inputs are median household income of $113,750, median home value of $212,500, median rent of $775 per month, and 40.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,417 per month (studio $1,016, 1BR $1,109, 3BR $1,951, 4BR $2,216). Department of Labor data lists infant center-based childcare at $11,473 per year, consuming 10% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Bearcreek, MT include income, housing, rent, childcare. Unemployment currently reads 0.0% and poverty 8.3% — numbers worth keeping alongside the headline grade.