C+

Beaver Dam, WI

Source:

Affordability Score: 61/100

Population: 22,507 · 1 ZIP codes

The affordability dashboard for Beaver Dam, WI aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 22,507 residents, then layers in county-level federal data to produce an overall grade of C+ (61/100). The headline inputs are median household income of $71,188, median home value of $220,300, median rent of $959 per month, and 25.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,080 per month (studio $745, 1BR $873, 3BR $1,454, 4BR $1,485). Department of Labor data lists infant center-based childcare at $10,920 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Beaver Dam, WI include rent. Unemployment currently reads 3.4% and poverty 7.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$71,188
Median household income
Education D
25.7%
Bachelor's degree or higher
Housing C+
3.1x
Home value $220,300 vs income
Commute C
24 min
Average commute time
Rent A-
$1,080/mo
2BR fair market rent (18% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$10,920/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$71,188
▲ 15% vs national
Per Capita Income
$41,279
Unemployment Rate
3.4%
Poverty Rate
7.7%

Housing

Median Home Value
$220,300
▼ 20% vs national
Median Rent
$959/mo
Owner Occupied
65.0%
2BR Fair Market Rent
$1,080/mo
▼ 10% vs national

Fair Market Rents by Bedroom

Studio
$745
1BR
$873
2BR
$1,080
3BR
$1,454
4BR
$1,485

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
25.7%
▼ 4 ppt vs national
High School+
63.7%
Median Age
44.6
Avg. Commute
24 min
▼ 2 min vs national

Childcare Costs

Infant (Center)
$10,920/yr
15% of income
Toddler (Center)
$9,880/yr
Preschool (Center)
$9,880/yr
School-Age (Center)
$8,528/yr

What This Means

Beaver Dam, WI receives an overall affordability grade of C+ (61/100), aggregated from 1 ZIP codes with a total population of 22,507. This area performs well in rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Beaver Dam, WI affordable?
Beaver Dam, WI receives an overall affordability grade of C+ (61/100) based on Census, HUD, FBI, and DOL data. Median household income is $71,188. Median home value is $220,300.
What is the cost of living in Beaver Dam?
Key cost metrics: Median rent $959/mo. 2BR fair market rent $1,080/mo. Infant childcare $10,920/yr. Median home value $220,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →