D

Bedford, OH

Source:

Affordability Score: 49/100

Population: 29,761 · 1 ZIP codes

The affordability dashboard for Bedford, OH aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 29,761 residents, then layers in county-level federal data to produce an overall grade of D (49/100). The headline inputs are median household income of $54,925, median home value of $155,000, median rent of $1,036 per month, and 21.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,279 per month (studio $933, 1BR $1,058, 3BR $1,646, 4BR $1,760). Department of Labor data lists infant center-based childcare at $15,340 per year, consuming 28% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, childcare. Unemployment currently reads 7.0% and poverty 13.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$54,925
Median household income
Education F
21.5%
Bachelor's degree or higher
Housing B
2.8x
Home value $155,000 vs income
Commute B-
22 min
Average commute time
Rent C
$1,279/mo
2BR fair market rent (28% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$15,340/yr
Center-based infant care (28% of income)

Income & Employment

Median Income
$54,925
▼ 11% vs national
Per Capita Income
$36,353
Unemployment Rate
7.0%
Poverty Rate
13.7%

Housing

Median Home Value
$155,000
▼ 44% vs national
Median Rent
$1,036/mo
Owner Occupied
57.1%
2BR Fair Market Rent
$1,279/mo
▲ 7% vs national

Fair Market Rents by Bedroom

Studio
$933
1BR
$1,058
2BR
$1,279
3BR
$1,646
4BR
$1,760

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
21.5%
▼ 8 ppt vs national
High School+
58.7%
Median Age
43.4
Avg. Commute
22 min
▼ 4 min vs national

Childcare Costs

Infant (Center)
$15,340/yr
28% of income
Toddler (Center)
$13,780/yr
Preschool (Center)
$12,064/yr
School-Age (Center)
$7,800/yr

What This Means

Bedford, OH receives an overall affordability grade of D (49/100), aggregated from 1 ZIP codes with a total population of 29,761. Challenges include education and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Bedford ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Bedford, OH affordable?
Bedford, OH receives an overall affordability grade of D (49/100) based on Census, HUD, FBI, and DOL data. Median household income is $54,925. Median home value is $155,000.
What is the cost of living in Bedford?
Key cost metrics: Median rent $1,036/mo. 2BR fair market rent $1,279/mo. Infant childcare $15,340/yr. Median home value $155,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →