C+

Bedford, TX

Source:

Affordability Score: 60/100

Population: 46,885 · 2 ZIP codes

The affordability dashboard for Bedford, TX aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 46,885 residents, then layers in county-level federal data to produce an overall grade of C+ (60/100). The headline inputs are median household income of $83,001, median home value of $346,981, median rent of $1,501 per month, and 43.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,723 per month (studio $1,427, 1BR $1,473, 3BR $2,273, 4BR $2,815). Department of Labor data lists infant center-based childcare at $10,348 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Bedford, TX include education. Pressure points are housing. Unemployment currently reads 4.7% and poverty 7.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$83,001
Median household income
Education B+
43.3%
Bachelor's degree or higher
Housing F
4.2x
Home value $346,981 vs income
Commute C
25 min
Average commute time
Rent B-
$1,723/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$10,348/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$83,001
▲ 34% vs national
Per Capita Income
$44,428
Unemployment Rate
4.7%
Poverty Rate
7.3%

Housing

Median Home Value
$346,981
▲ 26% vs national
Median Rent
$1,501/mo
Owner Occupied
50.5%
2BR Fair Market Rent
$1,723/mo
▲ 44% vs national

Fair Market Rents by Bedroom

Studio
$1,427
1BR
$1,473
2BR
$1,723
3BR
$2,273
4BR
$2,815

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
43.3%
▲ 13 ppt vs national
High School+
62.8%
Median Age
39.5
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
$10,348/yr
12% of income
Toddler (Center)
$9,620/yr
Preschool (Center)
$9,360/yr
School-Age (Center)
$8,788/yr

What This Means

Bedford, TX receives an overall affordability grade of C+ (60/100), aggregated from 2 ZIP codes with a total population of 46,885. This area performs well in education. Challenges include housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Bedford ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Bedford, TX affordable?
Bedford, TX receives an overall affordability grade of C+ (60/100) based on Census, HUD, FBI, and DOL data. Median household income is $83,001. Median home value is $346,981.
What is the cost of living in Bedford?
Key cost metrics: Median rent $1,501/mo. 2BR fair market rent $1,723/mo. Infant childcare $10,348/yr. Median home value $346,981.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →