A-

Bellbrook, OH

Source:

Affordability Score: 81/100

Population: 10,712 · 1 ZIP codes

The affordability dashboard for Bellbrook, OH aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 10,712 residents, then layers in county-level federal data to produce an overall grade of A- (81/100). The headline inputs are median household income of $123,045, median home value of $329,500, median rent of $1,355 per month, and 52.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,273 per month (studio $928, 1BR $1,009, 3BR $1,651, 4BR $1,817). Department of Labor data lists infant center-based childcare at $15,340 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Bellbrook, OH include income, education, housing, rent. Unemployment currently reads 0.7% and poverty 4.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A
$123,045
Median household income
Education A
52.7%
Bachelor's degree or higher
Housing B+
2.7x
Home value $329,500 vs income
Commute B-
22 min
Average commute time
Rent A+
$1,273/mo
2BR fair market rent (12% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$15,340/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$123,045
▲ 98% vs national
Per Capita Income
$54,633
Unemployment Rate
0.7%
Poverty Rate
4.0%

Housing

Median Home Value
$329,500
▲ 20% vs national
Median Rent
$1,355/mo
Owner Occupied
81.5%
2BR Fair Market Rent
$1,273/mo
▲ 6% vs national

Fair Market Rents by Bedroom

Studio
$928
1BR
$1,009
2BR
$1,273
3BR
$1,651
4BR
$1,817

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
52.7%
▲ 23 ppt vs national
High School+
71.1%
Median Age
40.4
Avg. Commute
22 min
▼ 4 min vs national

Childcare Costs

Infant (Center)
$15,340/yr
12% of income
Toddler (Center)
$13,780/yr
Preschool (Center)
$12,064/yr
School-Age (Center)
$7,800/yr

What This Means

Bellbrook, OH receives an overall affordability grade of A- (81/100), aggregated from 1 ZIP codes with a total population of 10,712. This area performs well in income and education and housing and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Bellbrook, OH affordable?
Bellbrook, OH receives an overall affordability grade of A- (81/100) based on Census, HUD, FBI, and DOL data. Median household income is $123,045. Median home value is $329,500.
What is the cost of living in Bellbrook?
Key cost metrics: Median rent $1,355/mo. 2BR fair market rent $1,273/mo. Infant childcare $15,340/yr. Median home value $329,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →