B-

Belt, MT

Source:

Affordability Score: 69/100

Population: 1,747 · 1 ZIP codes

The affordability dashboard for Belt, MT aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,747 residents, then layers in county-level federal data to produce an overall grade of B- (69/100). The headline inputs are median household income of $82,955, median home value of $250,700, median rent of $781 per month, and 37.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,284 per month (studio $960, 1BR $979, 3BR $1,786, 4BR $2,035). Department of Labor data lists infant center-based childcare at $11,445 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Belt, MT include rent. Unemployment currently reads 4.5% and poverty 9.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$82,955
Median household income
Education B-
37.6%
Bachelor's degree or higher
Housing B-
3.0x
Home value $250,700 vs income
Commute B
21 min
Average commute time
Rent A-
$1,284/mo
2BR fair market rent (19% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$11,445/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$82,955
▲ 34% vs national
Per Capita Income
$37,663
Unemployment Rate
4.5%
Poverty Rate
9.3%

Housing

Median Home Value
$250,700
▼ 9% vs national
Median Rent
$781/mo
Owner Occupied
76.8%
2BR Fair Market Rent
$1,284/mo
▲ 7% vs national

Fair Market Rents by Bedroom

Studio
$960
1BR
$979
2BR
$1,284
3BR
$1,786
4BR
$2,035

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
37.6%
▲ 8 ppt vs national
High School+
67.2%
Median Age
43.5
Avg. Commute
21 min
▼ 5 min vs national

Childcare Costs

Infant (Center)
$11,445/yr
14% of income
Toddler (Center)
$11,926/yr
Preschool (Center)
$10,227/yr
School-Age (Center)
$10,227/yr

What This Means

Belt, MT receives an overall affordability grade of B- (69/100), aggregated from 1 ZIP codes with a total population of 1,747. This area performs well in rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Belt ZIP Codes
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What are common questions about this dashboard?

Is Belt, MT affordable?
Belt, MT receives an overall affordability grade of B- (69/100) based on Census, HUD, FBI, and DOL data. Median household income is $82,955. Median home value is $250,700.
What is the cost of living in Belt?
Key cost metrics: Median rent $781/mo. 2BR fair market rent $1,284/mo. Infant childcare $11,445/yr. Median home value $250,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →