C+

Belton, TX

Source:

Affordability Score: 64/100

Population: 34,172 · 1 ZIP codes

The affordability dashboard for Belton, TX aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 34,172 residents, then layers in county-level federal data to produce an overall grade of C+ (64/100). The headline inputs are median household income of $80,661, median home value of $289,600, median rent of $1,237 per month, and 31.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,233 per month (studio $983, 1BR $990, 3BR $1,711, 4BR $2,068). Department of Labor data lists infant center-based childcare at $6,916 per year, consuming 9% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Belton, TX include rent, childcare. Unemployment currently reads 2.6% and poverty 12.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$80,661
Median household income
Education C-
31.5%
Bachelor's degree or higher
Housing D
3.6x
Home value $289,600 vs income
Commute D
27 min
Average commute time
Rent A-
$1,233/mo
2BR fair market rent (18% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B+
$6,916/yr
Center-based infant care (9% of income)

Income & Employment

Median Income
$80,661
▲ 30% vs national
Per Capita Income
$44,012
Unemployment Rate
2.6%
Poverty Rate
12.0%

Housing

Median Home Value
$289,600
▲ 5% vs national
Median Rent
$1,237/mo
Owner Occupied
71.9%
2BR Fair Market Rent
$1,233/mo
▲ 3% vs national

Fair Market Rents by Bedroom

Studio
$983
1BR
$990
2BR
$1,233
3BR
$1,711
4BR
$2,068

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
31.5%
▲ 2 ppt vs national
High School+
56.4%
Median Age
36.3
Avg. Commute
27 min
▲ 1 min vs national

Childcare Costs

Infant (Center)
$6,916/yr
9% of income
Toddler (Center)
$6,552/yr
Preschool (Center)
$6,396/yr
School-Age (Center)
$6,084/yr

What This Means

Belton, TX receives an overall affordability grade of C+ (64/100), aggregated from 1 ZIP codes with a total population of 34,172. This area performs well in rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Belton ZIP Codes
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What are common questions about this dashboard?

Is Belton, TX affordable?
Belton, TX receives an overall affordability grade of C+ (64/100) based on Census, HUD, FBI, and DOL data. Median household income is $80,661. Median home value is $289,600.
What is the cost of living in Belton?
Key cost metrics: Median rent $1,237/mo. 2BR fair market rent $1,233/mo. Infant childcare $6,916/yr. Median home value $289,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →