C-

Belvidere, NJ

Source:

Affordability Score: 50/100

Population: 7,571 · 1 ZIP codes

The affordability dashboard for Belvidere, NJ aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 7,571 residents, then layers in county-level federal data to produce an overall grade of C- (50/100). The headline inputs are median household income of $85,522, median home value of $322,000, median rent of $966 per month, and 23.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,895 per month (studio $1,517, 1BR $1,527, 3BR $2,404, 4BR $2,800). Department of Labor data lists infant center-based childcare at $14,870 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, commute. Unemployment currently reads 2.6% and poverty 8.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$85,522
Median household income
Education F
23.1%
Bachelor's degree or higher
Housing D
3.8x
Home value $322,000 vs income
Commute F
33 min
Average commute time
Rent C+
$1,895/mo
2BR fair market rent (27% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$14,870/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$85,522
▲ 38% vs national
Per Capita Income
$43,980
Unemployment Rate
2.6%
Poverty Rate
8.4%

Housing

Median Home Value
$322,000
▲ 17% vs national
Median Rent
$966/mo
Owner Occupied
67.5%
2BR Fair Market Rent
$1,895/mo
▲ 58% vs national

Fair Market Rents by Bedroom

Studio
$1,517
1BR
$1,527
2BR
$1,895
3BR
$2,404
4BR
$2,800

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
23.1%
▼ 7 ppt vs national
High School+
63.7%
Median Age
55.4
Avg. Commute
33 min
▲ 7 min vs national

Childcare Costs

Infant (Center)
$14,870/yr
17% of income
Toddler (Center)
$14,441/yr
Preschool (Center)
$14,441/yr
School-Age (Center)
$7,164/yr

What This Means

Belvidere, NJ receives an overall affordability grade of C- (50/100), aggregated from 1 ZIP codes with a total population of 7,571. Challenges include education and commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Belvidere, NJ affordable?
Belvidere, NJ receives an overall affordability grade of C- (50/100) based on Census, HUD, FBI, and DOL data. Median household income is $85,522. Median home value is $322,000.
What is the cost of living in Belvidere?
Key cost metrics: Median rent $966/mo. 2BR fair market rent $1,895/mo. Infant childcare $14,870/yr. Median home value $322,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →