C+

Benson, MN

Source:

Affordability Score: 61/100

Population: 4,693 · 1 ZIP codes

The affordability dashboard for Benson, MN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 4,693 residents, then layers in county-level federal data to produce an overall grade of C+ (61/100). The headline inputs are median household income of $56,604, median home value of $167,500, median rent of $982 per month, and 29.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $973 per month (studio $671, 1BR $768, 3BR $1,285, 4BR $1,314). Department of Labor data lists infant center-based childcare at $9,100 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Benson, MN include commute, rent. Unemployment currently reads 3.6% and poverty 9.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$56,604
Median household income
Education D
29.3%
Bachelor's degree or higher
Housing B-
3.0x
Home value $167,500 vs income
Commute A-
17 min
Average commute time
Rent B+
$973/mo
2BR fair market rent (21% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$9,100/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$56,604
▼ 9% vs national
Per Capita Income
$36,574
Unemployment Rate
3.6%
Poverty Rate
9.0%

Housing

Median Home Value
$167,500
▼ 39% vs national
Median Rent
$982/mo
Owner Occupied
68.4%
2BR Fair Market Rent
$973/mo
▼ 19% vs national

Fair Market Rents by Bedroom

Studio
$671
1BR
$768
2BR
$973
3BR
$1,285
4BR
$1,314

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
29.3%
▼ 1 ppt vs national
High School+
57.6%
Median Age
42.2
Avg. Commute
17 min
▼ 9 min vs national

Childcare Costs

Infant (Center)
$9,100/yr
16% of income
Toddler (Center)
$8,372/yr
Preschool (Center)
$7,644/yr
School-Age (Center)
$5,692/yr

What This Means

Benson, MN receives an overall affordability grade of C+ (61/100), aggregated from 1 ZIP codes with a total population of 4,693. This area performs well in commute and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Benson, MN affordable?
Benson, MN receives an overall affordability grade of C+ (61/100) based on Census, HUD, FBI, and DOL data. Median household income is $56,604. Median home value is $167,500.
What is the cost of living in Benson?
Key cost metrics: Median rent $982/mo. 2BR fair market rent $973/mo. Infant childcare $9,100/yr. Median home value $167,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →