C-

Benzonia, MI

Source:

Affordability Score: 54/100

Population: 1,974 · 1 ZIP codes

The affordability dashboard for Benzonia, MI aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,974 residents, then layers in county-level federal data to produce an overall grade of C- (54/100). The headline inputs are median household income of $57,982, median home value of $221,600, median rent of $1,029 per month, and 24.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,224 per month (studio $904, 1BR $937, 3BR $1,586, 4BR $1,720). Department of Labor data lists infant center-based childcare at $6,906 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Benzonia, MI include commute. Pressure points are education. Unemployment currently reads 5.5% and poverty 22.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$57,982
Median household income
Education F
24.6%
Bachelor's degree or higher
Housing D
3.8x
Home value $221,600 vs income
Commute B+
19 min
Average commute time
Rent C+
$1,224/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$6,906/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$57,982
▼ 6% vs national
Per Capita Income
$33,107
Unemployment Rate
5.5%
Poverty Rate
22.3%

Housing

Median Home Value
$221,600
▼ 19% vs national
Median Rent
$1,029/mo
Owner Occupied
88.4%
2BR Fair Market Rent
$1,224/mo
▲ 2% vs national

Fair Market Rents by Bedroom

Studio
$904
1BR
$937
2BR
$1,224
3BR
$1,586
4BR
$1,720

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
24.6%
▼ 5 ppt vs national
High School+
55.3%
Median Age
48.8
Avg. Commute
19 min
▼ 7 min vs national

Childcare Costs

Infant (Center)
$6,906/yr
12% of income
Toddler (Center)
$7,665/yr
Preschool (Center)
$7,665/yr
School-Age (Center)
$6,854/yr

What This Means

Benzonia, MI receives an overall affordability grade of C- (54/100), aggregated from 1 ZIP codes with a total population of 1,974. This area performs well in commute. Challenges include education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Benzonia ZIP Codes
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What are common questions about this dashboard?

Is Benzonia, MI affordable?
Benzonia, MI receives an overall affordability grade of C- (54/100) based on Census, HUD, FBI, and DOL data. Median household income is $57,982. Median home value is $221,600.
What is the cost of living in Benzonia?
Key cost metrics: Median rent $1,029/mo. 2BR fair market rent $1,224/mo. Infant childcare $6,906/yr. Median home value $221,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →