B

Berkley, MA

Source:

Affordability Score: 72/100

Population: 6,411 · 1 ZIP codes

The affordability dashboard for Berkley, MA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 6,411 residents, then layers in county-level federal data to produce an overall grade of B (72/100). The headline inputs are median household income of $144,205, median home value of $511,200, median rent of per month, and 37.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,527 per month (studio $1,203, 1BR $1,230, 3BR $1,831, 4BR $2,289). Department of Labor data lists infant center-based childcare at $18,304 per year, consuming 13% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Berkley, MA include income, rent. Unemployment currently reads 5.0% and poverty 2.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A+
$144,205
Median household income
Education B-
37.6%
Bachelor's degree or higher
Housing D
3.5x
Home value $511,200 vs income
Commute D
27 min
Average commute time
Rent A+
$1,527/mo
2BR fair market rent (13% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$18,304/yr
Center-based infant care (13% of income)

Income & Employment

Median Income
$144,205
▲ 133% vs national
Per Capita Income
$55,221
Unemployment Rate
5.0%
Poverty Rate
2.1%

Housing

Median Home Value
$511,200
▲ 86% vs national
Median Rent
Owner Occupied
96.7%
2BR Fair Market Rent
$1,527/mo
▲ 27% vs national

Fair Market Rents by Bedroom

Studio
$1,203
1BR
$1,230
2BR
$1,527
3BR
$1,831
4BR
$2,289

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
37.6%
▲ 8 ppt vs national
High School+
66.6%
Median Age
43.4
Avg. Commute
27 min
▲ 1 min vs national

Childcare Costs

Infant (Center)
$18,304/yr
13% of income
Toddler (Center)
$16,640/yr
Preschool (Center)
$14,040/yr
School-Age (Center)
$10,920/yr

What This Means

Berkley, MA receives an overall affordability grade of B (72/100), aggregated from 1 ZIP codes with a total population of 6,411. This area performs well in income and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Berkley ZIP Codes
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What are common questions about this dashboard?

Is Berkley, MA affordable?
Berkley, MA receives an overall affordability grade of B (72/100) based on Census, HUD, FBI, and DOL data. Median household income is $144,205. Median home value is $511,200.
What is the cost of living in Berkley?
Key cost metrics: 2BR fair market rent $1,527/mo. Infant childcare $18,304/yr. Median home value $511,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →