C-

Berkshire, MA

Affordability Score: 54/100

Population: 182 · 1 ZIP codes

The affordability dashboard for Berkshire, MA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 182 residents, then layers in county-level federal data to produce an overall grade of C- (54/100). The headline inputs are median household income of $76,222, median home value of $275,900, median rent of per month, and 34.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,626 per month (studio $1,245, 1BR $1,269, 3BR $2,109, 4BR $2,577). Department of Labor data lists infant center-based childcare at $17,160 per year, consuming 23% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are childcare. Unemployment currently reads 0.0% and poverty 2.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$76,222
Median household income
Education C+
34.9%
Bachelor's degree or higher
Housing D
3.6x
Home value $275,900 vs income
Commute N/A
N/A
Average commute time
Rent C+
$1,626/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$17,160/yr
Center-based infant care (23% of income)

Income & Employment

Median Income
$76,222
▲ 23% vs national
Per Capita Income
$43,729
Unemployment Rate
0.0%
Poverty Rate
2.2%

Housing

Median Home Value
$275,900
▲ 0% vs national
Median Rent
Owner Occupied
87.6%
2BR Fair Market Rent
$1,626/mo
▲ 36% vs national

Fair Market Rents by Bedroom

Studio
$1,245
1BR
$1,269
2BR
$1,626
3BR
$2,109
4BR
$2,577

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
34.9%
▲ 5 ppt vs national
High School+
73.0%
Median Age
25.9
Avg. Commute

Childcare Costs

Infant (Center)
$17,160/yr
23% of income
Toddler (Center)
$15,668/yr
Preschool (Center)
$11,973/yr
School-Age (Center)
$10,533/yr

What This Means

Berkshire, MA receives an overall affordability grade of C- (54/100), aggregated from 1 ZIP codes with a total population of 182. Challenges include childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Berkshire ZIP Codes
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Frequently Asked Questions

Is Berkshire, MA affordable?
Berkshire, MA receives an overall affordability grade of C- (54/100) based on Census, HUD, FBI, and DOL data. Median household income is $76,222. Median home value is $275,900.
What is the cost of living in Berkshire?
Key cost metrics: 2BR fair market rent $1,626/mo. Infant childcare $17,160/yr. Median home value $275,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →