C

Bernardston, MA

Source:

Affordability Score: 55/100

Population: 2,596 · 1 ZIP codes

The affordability dashboard for Bernardston, MA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,596 residents, then layers in county-level federal data to produce an overall grade of C (55/100). The headline inputs are median household income of $85,045, median home value of $338,800, median rent of $1,333 per month, and 30.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,866 per month (studio $1,287, 1BR $1,422, 3BR $2,237, 4BR $2,471). Department of Labor data lists infant center-based childcare at $17,160 per year, consuming 20% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, childcare. Unemployment currently reads 2.6% and poverty 6.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$85,045
Median household income
Education C-
30.3%
Bachelor's degree or higher
Housing F
4.0x
Home value $338,800 vs income
Commute B-
22 min
Average commute time
Rent C+
$1,866/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$17,160/yr
Center-based infant care (20% of income)

Income & Employment

Median Income
$85,045
▲ 37% vs national
Per Capita Income
$43,073
Unemployment Rate
2.6%
Poverty Rate
6.2%

Housing

Median Home Value
$338,800
▲ 23% vs national
Median Rent
$1,333/mo
Owner Occupied
80.7%
2BR Fair Market Rent
$1,866/mo
▲ 56% vs national

Fair Market Rents by Bedroom

Studio
$1,287
1BR
$1,422
2BR
$1,866
3BR
$2,237
4BR
$2,471

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
30.3%
▲ 0 ppt vs national
High School+
65.1%
Median Age
49.4
Avg. Commute
22 min
▼ 4 min vs national

Childcare Costs

Infant (Center)
$17,160/yr
20% of income
Toddler (Center)
$15,668/yr
Preschool (Center)
$11,973/yr
School-Age (Center)
$10,533/yr

What This Means

Bernardston, MA receives an overall affordability grade of C (55/100), aggregated from 1 ZIP codes with a total population of 2,596. Challenges include housing and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Bernardston, MA affordable?
Bernardston, MA receives an overall affordability grade of C (55/100) based on Census, HUD, FBI, and DOL data. Median household income is $85,045. Median home value is $338,800.
What is the cost of living in Bernardston?
Key cost metrics: Median rent $1,333/mo. 2BR fair market rent $1,866/mo. Infant childcare $17,160/yr. Median home value $338,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →