C-

Big Sandy, MT

Source:

Affordability Score: 50/100

Population: 1,030 · 1 ZIP codes

The affordability dashboard for Big Sandy, MT aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,030 residents, then layers in county-level federal data to produce an overall grade of C- (50/100). The headline inputs are median household income of $62,109, median home value of $204,000, median rent of $563 per month, and 18.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,307 per month (studio $980, 1BR $996, 3BR $1,662, 4BR $1,950). Department of Labor data lists infant center-based childcare at $11,100 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages, so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 7.8% and poverty 6.7% - numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$62,109
Median household income
Education F
18.5%
Bachelor's degree or higher
Housing C
3.3x
Home value $204,000 vs income
Commute N/A
N/A
Average commute time
Rent C+
$1,307/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$11,100/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$62,109
▲ 0% vs national
Per Capita Income
$31,481
Unemployment Rate
7.8%
Poverty Rate
6.7%

Housing

Median Home Value
$204,000
▼ 26% vs national
Median Rent
$563/mo
Owner Occupied
71.5%
2BR Fair Market Rent
$1,307/mo
▲ 9% vs national

Fair Market Rents by Bedroom

Studio
$980
1BR
$996
2BR
$1,307
3BR
$1,662
4BR
$1,950

Safety

Violent Crime Rate
-
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
18.5%
▼ 11 ppt vs national
High School+
58.7%
Median Age
43.7
Avg. Commute
-

Childcare Costs

Infant (Center)
$11,100/yr
18% of income
Toddler (Center)
$11,504/yr
Preschool (Center)
$9,912/yr
School-Age (Center)
$9,912/yr

What This Means

Big Sandy, MT receives an overall affordability grade of C- (50/100), aggregated from 1 ZIP codes with a total population of 1,030. Challenges include education. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Big Sandy, MT affordable?
Big Sandy, MT receives an overall affordability grade of C- (50/100) based on Census, HUD, FBI, and DOL data. Median household income is $62,109. Median home value is $204,000.
What is the cost of living in Big Sandy?
Key cost metrics: Median rent $563/mo. 2BR fair market rent $1,307/mo. Infant childcare $11,100/yr. Median home value $204,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →