C-

Bigfork, MT

Source:

Affordability Score: 54/100

Population: 7,678 · 1 ZIP codes

The affordability dashboard for Bigfork, MT aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 7,678 residents, then layers in county-level federal data to produce an overall grade of C- (54/100). The headline inputs are median household income of $83,019, median home value of $666,400, median rent of $1,114 per month, and 51.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,691 per month (studio $1,267, 1BR $1,289, 3BR $2,224, 4BR $2,837). Department of Labor data lists infant center-based childcare at $11,547 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Bigfork, MT include education. Pressure points are housing. Unemployment currently reads 2.3% and poverty 7.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$83,019
Median household income
Education A-
51.2%
Bachelor's degree or higher
Housing F
8.0x
Home value $666,400 vs income
Commute C-
25 min
Average commute time
Rent B-
$1,691/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$11,547/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$83,019
▲ 34% vs national
Per Capita Income
$50,211
Unemployment Rate
2.3%
Poverty Rate
7.2%

Housing

Median Home Value
$666,400
▲ 142% vs national
Median Rent
$1,114/mo
Owner Occupied
84.0%
2BR Fair Market Rent
$1,691/mo
▲ 41% vs national

Fair Market Rents by Bedroom

Studio
$1,267
1BR
$1,289
2BR
$1,691
3BR
$2,224
4BR
$2,837

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
51.2%
▲ 21 ppt vs national
High School+
66.3%
Median Age
55.6
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
$11,547/yr
14% of income
Toddler (Center)
$12,104/yr
Preschool (Center)
$10,326/yr
School-Age (Center)
$10,326/yr

What This Means

Bigfork, MT receives an overall affordability grade of C- (54/100), aggregated from 1 ZIP codes with a total population of 7,678. This area performs well in education. Challenges include housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Bigfork, MT affordable?
Bigfork, MT receives an overall affordability grade of C- (54/100) based on Census, HUD, FBI, and DOL data. Median household income is $83,019. Median home value is $666,400.
What is the cost of living in Bigfork?
Key cost metrics: Median rent $1,114/mo. 2BR fair market rent $1,691/mo. Infant childcare $11,547/yr. Median home value $666,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →