C+

Birchwood, TN

Source:

Affordability Score: 61/100

Population: 2,772 · 1 ZIP codes

The affordability dashboard for Birchwood, TN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,772 residents, then layers in county-level federal data to produce an overall grade of C+ (61/100). The headline inputs are median household income of $80,394, median home value of $253,100, median rent of $807 per month, and 16.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,390 per month (studio $1,211, 1BR $1,263, 3BR $1,734, 4BR $1,853). Department of Labor data lists infant center-based childcare at $11,007 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Birchwood, TN include rent. Pressure points are education. Unemployment currently reads 1.8% and poverty 5.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$80,394
Median household income
Education F
16.9%
Bachelor's degree or higher
Housing C+
3.1x
Home value $253,100 vs income
Commute N/A
N/A
Average commute time
Rent B+
$1,390/mo
2BR fair market rent (21% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$11,007/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$80,394
▲ 30% vs national
Per Capita Income
$35,403
Unemployment Rate
1.8%
Poverty Rate
5.1%

Housing

Median Home Value
$253,100
▼ 8% vs national
Median Rent
$807/mo
Owner Occupied
88.5%
2BR Fair Market Rent
$1,390/mo
▲ 16% vs national

Fair Market Rents by Bedroom

Studio
$1,211
1BR
$1,263
2BR
$1,390
3BR
$1,734
4BR
$1,853

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
16.9%
▼ 13 ppt vs national
High School+
51.4%
Median Age
38.2
Avg. Commute

Childcare Costs

Infant (Center)
$11,007/yr
14% of income
Toddler (Center)
$7,610/yr
Preschool (Center)
$7,610/yr
School-Age (Center)
$3,969/yr

What This Means

Birchwood, TN receives an overall affordability grade of C+ (61/100), aggregated from 1 ZIP codes with a total population of 2,772. This area performs well in rent. Challenges include education. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Birchwood, TN affordable?
Birchwood, TN receives an overall affordability grade of C+ (61/100) based on Census, HUD, FBI, and DOL data. Median household income is $80,394. Median home value is $253,100.
What is the cost of living in Birchwood?
Key cost metrics: Median rent $807/mo. 2BR fair market rent $1,390/mo. Infant childcare $11,007/yr. Median home value $253,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →