D

Blackduck, MN

Source:

Affordability Score: 40/100

Population: 2,117 · 1 ZIP codes

The affordability dashboard for Blackduck, MN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,117 residents, then layers in county-level federal data to produce an overall grade of D (40/100). The headline inputs are median household income of $50,333, median home value of $176,900, median rent of $748 per month, and 20.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,135 per month (studio $870, 1BR $876, 3BR $1,361, 4BR $1,715). Department of Labor data lists infant center-based childcare at $13,260 per year, consuming 26% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, commute, childcare. Unemployment currently reads 3.5% and poverty 19.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$50,333
Median household income
Education F
20.6%
Bachelor's degree or higher
Housing D
3.5x
Home value $176,900 vs income
Commute F
29 min
Average commute time
Rent C
$1,135/mo
2BR fair market rent (27% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$13,260/yr
Center-based infant care (26% of income)

Income & Employment

Median Income
$50,333
▼ 19% vs national
Per Capita Income
$31,438
Unemployment Rate
3.5%
Poverty Rate
19.8%

Housing

Median Home Value
$176,900
▼ 36% vs national
Median Rent
$748/mo
Owner Occupied
77.7%
2BR Fair Market Rent
$1,135/mo
▼ 5% vs national

Fair Market Rents by Bedroom

Studio
$870
1BR
$876
2BR
$1,135
3BR
$1,361
4BR
$1,715

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
20.6%
▼ 9 ppt vs national
High School+
56.3%
Median Age
42.7
Avg. Commute
29 min
▲ 3 min vs national

Childcare Costs

Infant (Center)
$13,260/yr
26% of income
Toddler (Center)
$11,839/yr
Preschool (Center)
$11,111/yr
School-Age (Center)
$8,892/yr

What This Means

Blackduck, MN receives an overall affordability grade of D (40/100), aggregated from 1 ZIP codes with a total population of 2,117. Challenges include income and education and commute and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Blackduck, MN affordable?
Blackduck, MN receives an overall affordability grade of D (40/100) based on Census, HUD, FBI, and DOL data. Median household income is $50,333. Median home value is $176,900.
What is the cost of living in Blackduck?
Key cost metrics: Median rent $748/mo. 2BR fair market rent $1,135/mo. Infant childcare $13,260/yr. Median home value $176,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →