C

Boaz, AL

Source:

Affordability Score: 57/100

Population: 24,535 · 2 ZIP codes

The affordability dashboard for Boaz, AL aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 24,535 residents, then layers in county-level federal data to produce an overall grade of C (57/100). The headline inputs are median household income of $54,968, median home value of $169,555, median rent of $785 per month, and 14.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $776 per month (studio $588, 1BR $591, 3BR $1,069, 4BR $1,073). Department of Labor data lists infant center-based childcare at $6,152 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Boaz, AL include rent. Pressure points are education. Unemployment currently reads 2.8% and poverty 17.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$54,968
Median household income
Education F
14.8%
Bachelor's degree or higher
Housing C+
3.1x
Home value $169,555 vs income
Commute C
24 min
Average commute time
Rent A
$776/mo
2BR fair market rent (17% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$6,152/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$54,968
▼ 11% vs national
Per Capita Income
$26,975
Unemployment Rate
2.8%
Poverty Rate
17.9%

Housing

Median Home Value
$169,555
▼ 38% vs national
Median Rent
$785/mo
Owner Occupied
75.3%
2BR Fair Market Rent
$776/mo
▼ 35% vs national

Fair Market Rents by Bedroom

Studio
$588
1BR
$591
2BR
$776
3BR
$1,069
4BR
$1,073

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
14.8%
▼ 15 ppt vs national
High School+
56.2%
Median Age
36.3
Avg. Commute
24 min
▼ 2 min vs national

Childcare Costs

Infant (Center)
$6,152/yr
11% of income
Toddler (Center)
$5,643/yr
Preschool (Center)
$5,383/yr
School-Age (Center)
$5,470/yr

What This Means

Boaz, AL receives an overall affordability grade of C (57/100), aggregated from 2 ZIP codes with a total population of 24,535. This area performs well in rent. Challenges include education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Boaz ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Boaz, AL affordable?
Boaz, AL receives an overall affordability grade of C (57/100) based on Census, HUD, FBI, and DOL data. Median household income is $54,968. Median home value is $169,555.
What is the cost of living in Boaz?
Key cost metrics: Median rent $785/mo. 2BR fair market rent $776/mo. Infant childcare $6,152/yr. Median home value $169,555.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →