B-

Bonaparte, IA

Source:

Affordability Score: 69/100

Population: 938 · 1 ZIP codes

The affordability dashboard for Bonaparte, IA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 938 residents, then layers in county-level federal data to produce an overall grade of B- (69/100). The headline inputs are median household income of $79,327, median home value of $227,500, median rent of $605 per month, and 21.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $919 per month (studio $682, 1BR $713, 3BR $1,102, 4BR $1,510). Department of Labor data lists infant center-based childcare at $8,050 per year, consuming 10% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Bonaparte, IA include rent. Pressure points are education. Unemployment currently reads 6.3% and poverty 5.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$79,327
Median household income
Education F
21.8%
Bachelor's degree or higher
Housing B
2.9x
Home value $227,500 vs income
Commute C+
23 min
Average commute time
Rent A+
$919/mo
2BR fair market rent (14% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B
$8,050/yr
Center-based infant care (10% of income)

Income & Employment

Median Income
$79,327
▲ 28% vs national
Per Capita Income
$45,289
Unemployment Rate
6.3%
Poverty Rate
5.7%

Housing

Median Home Value
$227,500
▼ 17% vs national
Median Rent
$605/mo
Owner Occupied
70.6%
2BR Fair Market Rent
$919/mo
▼ 23% vs national

Fair Market Rents by Bedroom

Studio
$682
1BR
$713
2BR
$919
3BR
$1,102
4BR
$1,510

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
21.8%
▼ 8 ppt vs national
High School+
62.5%
Median Age
25.7
Avg. Commute
23 min
▼ 3 min vs national

Childcare Costs

Infant (Center)
$8,050/yr
10% of income
Toddler (Center)
$6,936/yr
Preschool (Center)
$6,936/yr
School-Age (Center)
$5,549/yr

What This Means

Bonaparte, IA receives an overall affordability grade of B- (69/100), aggregated from 1 ZIP codes with a total population of 938. This area performs well in rent. Challenges include education. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Bonaparte, IA affordable?
Bonaparte, IA receives an overall affordability grade of B- (69/100) based on Census, HUD, FBI, and DOL data. Median household income is $79,327. Median home value is $227,500.
What is the cost of living in Bonaparte?
Key cost metrics: Median rent $605/mo. 2BR fair market rent $919/mo. Infant childcare $8,050/yr. Median home value $227,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →