C-

Boulder, MT

Source:

Affordability Score: 50/100

Population: 1,939 · 1 ZIP codes

The affordability dashboard for Boulder, MT aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,939 residents, then layers in county-level federal data to produce an overall grade of C- (50/100). The headline inputs are median household income of $68,750, median home value of $278,800, median rent of $919 per month, and 25.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,404 per month (studio $968, 1BR $1,070, 3BR $1,946, 4BR $1,954). Department of Labor data lists infant center-based childcare at $11,893 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing. Unemployment currently reads 5.9% and poverty 4.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$68,750
Median household income
Education D
25.2%
Bachelor's degree or higher
Housing F
4.1x
Home value $278,800 vs income
Commute N/A
N/A
Average commute time
Rent B-
$1,404/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$11,893/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$68,750
▲ 11% vs national
Per Capita Income
$37,704
Unemployment Rate
5.9%
Poverty Rate
4.1%

Housing

Median Home Value
$278,800
▲ 1% vs national
Median Rent
$919/mo
Owner Occupied
78.0%
2BR Fair Market Rent
$1,404/mo
▲ 17% vs national

Fair Market Rents by Bedroom

Studio
$968
1BR
$1,070
2BR
$1,404
3BR
$1,946
4BR
$1,954

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
25.2%
▼ 5 ppt vs national
High School+
55.4%
Median Age
42.5
Avg. Commute

Childcare Costs

Infant (Center)
$11,893/yr
17% of income
Toddler (Center)
$12,450/yr
Preschool (Center)
$10,633/yr
School-Age (Center)
$10,633/yr

What This Means

Boulder, MT receives an overall affordability grade of C- (50/100), aggregated from 1 ZIP codes with a total population of 1,939. Challenges include housing. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Boulder, MT affordable?
Boulder, MT receives an overall affordability grade of C- (50/100) based on Census, HUD, FBI, and DOL data. Median household income is $68,750. Median home value is $278,800.
What is the cost of living in Boulder?
Key cost metrics: Median rent $919/mo. 2BR fair market rent $1,404/mo. Infant childcare $11,893/yr. Median home value $278,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →