A

Boyd, MT

Source:

Affordability Score: 87/100

Population: 127 · 1 ZIP codes

The affordability dashboard for Boyd, MT aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 127 residents, then layers in county-level federal data to produce an overall grade of A (87/100). The headline inputs are median household income of $200,125, median home value of $540,700, median rent of per month, and 36.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,417 per month (studio $1,016, 1BR $1,109, 3BR $1,951, 4BR $2,216). Department of Labor data lists infant center-based childcare at $11,473 per year, consuming 6% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Boyd, MT include income, housing, rent, childcare. Unemployment currently reads 0.0% and poverty 2.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A+
$200,125
Median household income
Education C+
36.9%
Bachelor's degree or higher
Housing B+
2.7x
Home value $540,700 vs income
Commute N/A
N/A
Average commute time
Rent A+
$1,417/mo
2BR fair market rent (8% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare A
$11,473/yr
Center-based infant care (6% of income)

Income & Employment

Median Income
$200,125
▲ 223% vs national
Per Capita Income
$60,921
Unemployment Rate
0.0%
Poverty Rate
2.5%

Housing

Median Home Value
$540,700
▲ 97% vs national
Median Rent
Owner Occupied
100.0%
2BR Fair Market Rent
$1,417/mo
▲ 18% vs national

Fair Market Rents by Bedroom

Studio
$1,016
1BR
$1,109
2BR
$1,417
3BR
$1,951
4BR
$2,216

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
36.9%
▲ 7 ppt vs national
High School+
80.1%
Median Age
43.9
Avg. Commute

Childcare Costs

Infant (Center)
$11,473/yr
6% of income
Toddler (Center)
$12,032/yr
Preschool (Center)
$10,260/yr
School-Age (Center)
$10,260/yr

What This Means

Boyd, MT receives an overall affordability grade of A (87/100), aggregated from 1 ZIP codes with a total population of 127. This area performs well in income and housing and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Boyd ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Boyd, MT affordable?
Boyd, MT receives an overall affordability grade of A (87/100) based on Census, HUD, FBI, and DOL data. Median household income is $200,125. Median home value is $540,700.
What is the cost of living in Boyd?
Key cost metrics: 2BR fair market rent $1,417/mo. Infant childcare $11,473/yr. Median home value $540,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →