B-

Boyne Falls, MI

Source:

Affordability Score: 68/100

Population: 1,864 · 1 ZIP codes

The affordability dashboard for Boyne Falls, MI aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,864 residents, then layers in county-level federal data to produce an overall grade of B- (68/100). The headline inputs are median household income of $82,563, median home value of $244,000, median rent of $930 per month, and 25.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,039 per month (studio $736, 1BR $800, 3BR $1,445, 4BR $1,622). Department of Labor data lists infant center-based childcare at $6,926 per year, consuming 8% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Boyne Falls, MI include rent, childcare. Unemployment currently reads 3.3% and poverty 6.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$82,563
Median household income
Education D
25.2%
Bachelor's degree or higher
Housing B-
3.0x
Home value $244,000 vs income
Commute D
28 min
Average commute time
Rent A
$1,039/mo
2BR fair market rent (15% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B+
$6,926/yr
Center-based infant care (8% of income)

Income & Employment

Median Income
$82,563
▲ 33% vs national
Per Capita Income
$43,848
Unemployment Rate
3.3%
Poverty Rate
6.3%

Housing

Median Home Value
$244,000
▼ 11% vs national
Median Rent
$930/mo
Owner Occupied
87.2%
2BR Fair Market Rent
$1,039/mo
▼ 13% vs national

Fair Market Rents by Bedroom

Studio
$736
1BR
$800
2BR
$1,039
3BR
$1,445
4BR
$1,622

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
25.2%
▼ 5 ppt vs national
High School+
60.8%
Median Age
43.7
Avg. Commute
28 min
▲ 2 min vs national

Childcare Costs

Infant (Center)
$6,926/yr
8% of income
Toddler (Center)
$6,926/yr
Preschool (Center)
$6,926/yr
School-Age (Center)
$5,782/yr

What This Means

Boyne Falls, MI receives an overall affordability grade of B- (68/100), aggregated from 1 ZIP codes with a total population of 1,864. This area performs well in rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Boyne Falls ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Boyne Falls, MI affordable?
Boyne Falls, MI receives an overall affordability grade of B- (68/100) based on Census, HUD, FBI, and DOL data. Median household income is $82,563. Median home value is $244,000.
What is the cost of living in Boyne Falls?
Key cost metrics: Median rent $930/mo. 2BR fair market rent $1,039/mo. Infant childcare $6,926/yr. Median home value $244,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →