C

Brady, TX

Source:

Affordability Score: 58/100

Population: 7,091 · 1 ZIP codes

The affordability dashboard for Brady, TX aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 7,091 residents, then layers in county-level federal data to produce an overall grade of C (58/100). The headline inputs are median household income of $53,665, median home value of $148,800, median rent of $794 per month, and 23.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,045 per month (studio $812, 1BR $863, 3BR $1,360, 4BR $1,538). Department of Labor data lists infant center-based childcare at $5,876 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Brady, TX include housing. Pressure points are education. Unemployment currently reads 8.6% and poverty 14.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$53,665
Median household income
Education F
23.5%
Bachelor's degree or higher
Housing B+
2.8x
Home value $148,800 vs income
Commute N/A
N/A
Average commute time
Rent B
$1,045/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B
$5,876/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$53,665
▼ 13% vs national
Per Capita Income
$32,279
Unemployment Rate
8.6%
Poverty Rate
14.6%

Housing

Median Home Value
$148,800
▼ 46% vs national
Median Rent
$794/mo
Owner Occupied
62.5%
2BR Fair Market Rent
$1,045/mo
▼ 13% vs national

Fair Market Rents by Bedroom

Studio
$812
1BR
$863
2BR
$1,045
3BR
$1,360
4BR
$1,538

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
23.5%
▼ 6 ppt vs national
High School+
55.1%
Median Age
40.5
Avg. Commute

Childcare Costs

Infant (Center)
$5,876/yr
11% of income
Toddler (Center)
$5,512/yr
Preschool (Center)
$5,356/yr
School-Age (Center)
$5,096/yr

What This Means

Brady, TX receives an overall affordability grade of C (58/100), aggregated from 1 ZIP codes with a total population of 7,091. This area performs well in housing. Challenges include education. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Brady, TX affordable?
Brady, TX receives an overall affordability grade of C (58/100) based on Census, HUD, FBI, and DOL data. Median household income is $53,665. Median home value is $148,800.
What is the cost of living in Brady?
Key cost metrics: Median rent $794/mo. 2BR fair market rent $1,045/mo. Infant childcare $5,876/yr. Median home value $148,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →