C+

Branchville, NJ

Source:

Affordability Score: 64/100

Population: 6,180 · 1 ZIP codes

The affordability dashboard for Branchville, NJ aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 6,180 residents, then layers in county-level federal data to produce an overall grade of C+ (64/100). The headline inputs are median household income of $116,598, median home value of $392,200, median rent of $1,667 per month, and 37.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,205 per month (studio $1,612, 1BR $1,822, 3BR $2,761, 4BR $3,137). Department of Labor data lists infant center-based childcare at $15,834 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Branchville, NJ include income. Pressure points are commute. Unemployment currently reads 4.5% and poverty 3.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A
$116,598
Median household income
Education B-
37.8%
Bachelor's degree or higher
Housing C-
3.4x
Home value $392,200 vs income
Commute F
32 min
Average commute time
Rent B
$2,205/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$15,834/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$116,598
▲ 88% vs national
Per Capita Income
$55,665
Unemployment Rate
4.5%
Poverty Rate
3.2%

Housing

Median Home Value
$392,200
▲ 43% vs national
Median Rent
$1,667/mo
Owner Occupied
86.9%
2BR Fair Market Rent
$2,205/mo
▲ 84% vs national

Fair Market Rents by Bedroom

Studio
$1,612
1BR
$1,822
2BR
$2,205
3BR
$2,761
4BR
$3,137

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
37.8%
▲ 8 ppt vs national
High School+
70.3%
Median Age
45.8
Avg. Commute
32 min
▲ 6 min vs national

Childcare Costs

Infant (Center)
$15,834/yr
14% of income
Toddler (Center)
$15,360/yr
Preschool (Center)
$15,360/yr
School-Age (Center)
$7,463/yr

What This Means

Branchville, NJ receives an overall affordability grade of C+ (64/100), aggregated from 1 ZIP codes with a total population of 6,180. This area performs well in income. Challenges include commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Branchville, NJ affordable?
Branchville, NJ receives an overall affordability grade of C+ (64/100) based on Census, HUD, FBI, and DOL data. Median household income is $116,598. Median home value is $392,200.
What is the cost of living in Branchville?
Key cost metrics: Median rent $1,667/mo. 2BR fair market rent $2,205/mo. Infant childcare $15,834/yr. Median home value $392,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →