C+

Broadalbin, NY

Source:

Affordability Score: 61/100

Population: 5,505 · 1 ZIP codes

The affordability dashboard for Broadalbin, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 5,505 residents, then layers in county-level federal data to produce an overall grade of C+ (61/100). The headline inputs are median household income of $74,352, median home value of $219,000, median rent of $904 per month, and 31.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,087 per month (studio $823, 1BR $828, 3BR $1,303, 4BR $1,468). Department of Labor data lists infant center-based childcare at $12,844 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Broadalbin, NY include rent. Pressure points are commute. Unemployment currently reads 3.4% and poverty 12.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$74,352
Median household income
Education C-
31.4%
Bachelor's degree or higher
Housing B-
2.9x
Home value $219,000 vs income
Commute F
30 min
Average commute time
Rent A-
$1,087/mo
2BR fair market rent (18% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$12,844/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$74,352
▲ 20% vs national
Per Capita Income
$46,857
Unemployment Rate
3.4%
Poverty Rate
12.4%

Housing

Median Home Value
$219,000
▼ 20% vs national
Median Rent
$904/mo
Owner Occupied
82.2%
2BR Fair Market Rent
$1,087/mo
▼ 9% vs national

Fair Market Rents by Bedroom

Studio
$823
1BR
$828
2BR
$1,087
3BR
$1,303
4BR
$1,468

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
31.4%
▲ 1 ppt vs national
High School+
63.8%
Median Age
47.2
Avg. Commute
30 min
▲ 4 min vs national

Childcare Costs

Infant (Center)
$12,844/yr
17% of income
Toddler (Center)
$11,960/yr
Preschool (Center)
$10,400/yr
School-Age (Center)
$10,088/yr

What This Means

Broadalbin, NY receives an overall affordability grade of C+ (61/100), aggregated from 1 ZIP codes with a total population of 5,505. This area performs well in rent. Challenges include commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Broadalbin, NY affordable?
Broadalbin, NY receives an overall affordability grade of C+ (61/100) based on Census, HUD, FBI, and DOL data. Median household income is $74,352. Median home value is $219,000.
What is the cost of living in Broadalbin?
Key cost metrics: Median rent $904/mo. 2BR fair market rent $1,087/mo. Infant childcare $12,844/yr. Median home value $219,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →