C+

Calvert, TX

Source:

Affordability Score: 60/100

Population: 1,587 · 1 ZIP codes

The affordability dashboard for Calvert, TX aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,587 residents, then layers in county-level federal data to produce an overall grade of C+ (60/100). The headline inputs are median household income of $57,917, median home value of $119,600, median rent of $846 per month, and 26.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,186 per month (studio $1,025, 1BR $1,082, 3BR $1,649, 4BR $1,928). Department of Labor data lists infant center-based childcare at $8,008 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Calvert, TX include housing. Unemployment currently reads 8.2% and poverty 6.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$57,917
Median household income
Education D
26.6%
Bachelor's degree or higher
Housing A
2.1x
Home value $119,600 vs income
Commute N/A
N/A
Average commute time
Rent B-
$1,186/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$8,008/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$57,917
▼ 7% vs national
Per Capita Income
$38,802
Unemployment Rate
8.2%
Poverty Rate
6.8%

Housing

Median Home Value
$119,600
▼ 57% vs national
Median Rent
$846/mo
Owner Occupied
71.7%
2BR Fair Market Rent
$1,186/mo
▼ 1% vs national

Fair Market Rents by Bedroom

Studio
$1,025
1BR
$1,082
2BR
$1,186
3BR
$1,649
4BR
$1,928

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
26.6%
▼ 3 ppt vs national
High School+
56.4%
Median Age
52.4
Avg. Commute

Childcare Costs

Infant (Center)
$8,008/yr
14% of income
Toddler (Center)
$7,540/yr
Preschool (Center)
$7,332/yr
School-Age (Center)
$6,968/yr

What This Means

Calvert, TX receives an overall affordability grade of C+ (60/100), aggregated from 1 ZIP codes with a total population of 1,587. This area performs well in housing. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Calvert, TX affordable?
Calvert, TX receives an overall affordability grade of C+ (60/100) based on Census, HUD, FBI, and DOL data. Median household income is $57,917. Median home value is $119,600.
What is the cost of living in Calvert?
Key cost metrics: Median rent $846/mo. 2BR fair market rent $1,186/mo. Infant childcare $8,008/yr. Median home value $119,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →