F

Calverton, NY

Source:

Affordability Score: 33/100

Population: 6,844 · 1 ZIP codes

The affordability dashboard for Calverton, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 6,844 residents, then layers in county-level federal data to produce an overall grade of F (33/100). The headline inputs are median household income of $74,195, median home value of $444,100, median rent of $1,954 per month, and 29.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,747 per month (studio $1,992, 1BR $2,379, 3BR $3,563, 4BR $3,768). Department of Labor data lists infant center-based childcare at $16,900 per year, consuming 23% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, commute, rent, childcare. Unemployment currently reads 4.9% and poverty 6.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$74,195
Median household income
Education D
29.2%
Bachelor's degree or higher
Housing F
6.0x
Home value $444,100 vs income
Commute F
31 min
Average commute time
Rent F
$2,747/mo
2BR fair market rent (44% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$16,900/yr
Center-based infant care (23% of income)

Income & Employment

Median Income
$74,195
▲ 20% vs national
Per Capita Income
$47,490
Unemployment Rate
4.9%
Poverty Rate
6.0%

Housing

Median Home Value
$444,100
▲ 61% vs national
Median Rent
$1,954/mo
Owner Occupied
84.0%
2BR Fair Market Rent
$2,747/mo
▲ 129% vs national

Fair Market Rents by Bedroom

Studio
$1,992
1BR
$2,379
2BR
$2,747
3BR
$3,563
4BR
$3,768

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
29.2%
▼ 1 ppt vs national
High School+
58.9%
Median Age
53.1
Avg. Commute
31 min
▲ 5 min vs national

Childcare Costs

Infant (Center)
$16,900/yr
23% of income
Toddler (Center)
$15,600/yr
Preschool (Center)
$15,236/yr
School-Age (Center)
$13,000/yr

What This Means

Calverton, NY receives an overall affordability grade of F (33/100), aggregated from 1 ZIP codes with a total population of 6,844. Challenges include housing and commute and rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Calverton ZIP Codes
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What are common questions about this dashboard?

Is Calverton, NY affordable?
Calverton, NY receives an overall affordability grade of F (33/100) based on Census, HUD, FBI, and DOL data. Median household income is $74,195. Median home value is $444,100.
What is the cost of living in Calverton?
Key cost metrics: Median rent $1,954/mo. 2BR fair market rent $2,747/mo. Infant childcare $16,900/yr. Median home value $444,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →