C+

Cape Girardeau, MO

Source:

Affordability Score: 64/100

Population: 44,994 · 2 ZIP codes

The affordability dashboard for Cape Girardeau, MO aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 44,994 residents, then layers in county-level federal data to produce an overall grade of C+ (64/100). The headline inputs are median household income of $61,570, median home value of $202,052, median rent of $867 per month, and 34.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $992 per month (studio $763, 1BR $807, 3BR $1,380, 4BR $1,664).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Cape Girardeau, MO include commute, rent. Unemployment currently reads 2.5% and poverty 19.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$61,570
Median household income
Education C
34.6%
Bachelor's degree or higher
Housing C
3.3x
Home value $202,052 vs income
Commute A-
17 min
Average commute time
Rent A-
$992/mo
2BR fair market rent (19% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$61,570
▼ 1% vs national
Per Capita Income
$34,752
Unemployment Rate
2.5%
Poverty Rate
19.4%

Housing

Median Home Value
$202,052
▼ 27% vs national
Median Rent
$867/mo
Owner Occupied
57.7%
2BR Fair Market Rent
$992/mo
▼ 17% vs national

Fair Market Rents by Bedroom

Studio
$763
1BR
$807
2BR
$992
3BR
$1,380
4BR
$1,664

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
34.6%
▲ 5 ppt vs national
High School+
64.8%
Median Age
35.7
Avg. Commute
17 min
▼ 9 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Cape Girardeau, MO receives an overall affordability grade of C+ (64/100), aggregated from 2 ZIP codes with a total population of 44,994. This area performs well in commute and rent. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Cape Girardeau ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Cape Girardeau, MO affordable?
Cape Girardeau, MO receives an overall affordability grade of C+ (64/100) based on Census, HUD, FBI, and DOL data. Median household income is $61,570. Median home value is $202,052.
What is the cost of living in Cape Girardeau?
Key cost metrics: Median rent $867/mo. 2BR fair market rent $992/mo. Median home value $202,052.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →