D

Carney, MI

Source:

Affordability Score: 47/100

Population: 925 · 1 ZIP codes

The affordability dashboard for Carney, MI aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 925 residents, then layers in county-level federal data to produce an overall grade of D (47/100). The headline inputs are median household income of $51,250, median home value of $166,200, median rent of $900 per month, and 12.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $973 per month (studio $697, 1BR $771, 3BR $1,353, 4BR $1,380). Department of Labor data lists infant center-based childcare at $7,665 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, commute. Unemployment currently reads 9.9% and poverty 19.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$51,250
Median household income
Education F
12.6%
Bachelor's degree or higher
Housing C
3.2x
Home value $166,200 vs income
Commute F
29 min
Average commute time
Rent B
$973/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$7,665/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$51,250
▼ 17% vs national
Per Capita Income
$30,752
Unemployment Rate
9.9%
Poverty Rate
19.7%

Housing

Median Home Value
$166,200
▼ 40% vs national
Median Rent
$900/mo
Owner Occupied
88.8%
2BR Fair Market Rent
$973/mo
▼ 19% vs national

Fair Market Rents by Bedroom

Studio
$697
1BR
$771
2BR
$973
3BR
$1,353
4BR
$1,380

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
12.6%
▼ 17 ppt vs national
High School+
52.7%
Median Age
50.8
Avg. Commute
29 min
▲ 3 min vs national

Childcare Costs

Infant (Center)
$7,665/yr
15% of income
Toddler (Center)
$8,309/yr
Preschool (Center)
$8,309/yr
School-Age (Center)
$8,904/yr

What This Means

Carney, MI receives an overall affordability grade of D (47/100), aggregated from 1 ZIP codes with a total population of 925. Challenges include income and education and commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Carney, MI affordable?
Carney, MI receives an overall affordability grade of D (47/100) based on Census, HUD, FBI, and DOL data. Median household income is $51,250. Median home value is $166,200.
What is the cost of living in Carney?
Key cost metrics: Median rent $900/mo. 2BR fair market rent $973/mo. Infant childcare $7,665/yr. Median home value $166,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →