B

Carroll, IA

Source:

Affordability Score: 71/100

Population: 12,373 · 1 ZIP codes

The affordability dashboard for Carroll, IA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 12,373 residents, then layers in county-level federal data to produce an overall grade of B (71/100). The headline inputs are median household income of $70,702, median home value of $195,700, median rent of $726 per month, and 27.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $919 per month (studio $775, 1BR $788, 3BR $1,162, 4BR $1,217). Department of Labor data lists infant center-based childcare at $7,946 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Carroll, IA include housing, commute, rent. Unemployment currently reads 2.1% and poverty 7.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$70,702
Median household income
Education D
27.1%
Bachelor's degree or higher
Housing B+
2.8x
Home value $195,700 vs income
Commute A+
13 min
Average commute time
Rent A
$919/mo
2BR fair market rent (16% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$7,946/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$70,702
▲ 14% vs national
Per Capita Income
$41,907
Unemployment Rate
2.1%
Poverty Rate
7.9%

Housing

Median Home Value
$195,700
▼ 29% vs national
Median Rent
$726/mo
Owner Occupied
73.7%
2BR Fair Market Rent
$919/mo
▼ 23% vs national

Fair Market Rents by Bedroom

Studio
$775
1BR
$788
2BR
$919
3BR
$1,162
4BR
$1,217

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
27.1%
▼ 3 ppt vs national
High School+
65.6%
Median Age
43.0
Avg. Commute
13 min
▼ 13 min vs national

Childcare Costs

Infant (Center)
$7,946/yr
11% of income
Toddler (Center)
$6,846/yr
Preschool (Center)
$6,846/yr
School-Age (Center)
$5,477/yr

What This Means

Carroll, IA receives an overall affordability grade of B (71/100), aggregated from 1 ZIP codes with a total population of 12,373. This area performs well in housing and commute and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Carroll, IA affordable?
Carroll, IA receives an overall affordability grade of B (71/100) based on Census, HUD, FBI, and DOL data. Median household income is $70,702. Median home value is $195,700.
What is the cost of living in Carroll?
Key cost metrics: Median rent $726/mo. 2BR fair market rent $919/mo. Infant childcare $7,946/yr. Median home value $195,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →