D

Cartwright, ND

Source:

Affordability Score: 49/100

Population: 199 · 1 ZIP codes

The affordability dashboard for Cartwright, ND aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 199 residents, then layers in county-level federal data to produce an overall grade of D (49/100). The headline inputs are median household income of $59,392, median home value of $173,400, median rent of $2,176 per month, and 18.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,354 per month (studio $1,117, 1BR $1,124, 3BR $1,672, 4BR $2,271). Department of Labor data lists infant center-based childcare at $12,464 per year, consuming 21% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, childcare. Unemployment currently reads 0.0% and poverty 6.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$59,392
Median household income
Education F
18.8%
Bachelor's degree or higher
Housing B
2.9x
Home value $173,400 vs income
Commute N/A
N/A
Average commute time
Rent C
$1,354/mo
2BR fair market rent (27% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$12,464/yr
Center-based infant care (21% of income)

Income & Employment

Median Income
$59,392
▼ 4% vs national
Per Capita Income
$52,565
Unemployment Rate
0.0%
Poverty Rate
6.0%

Housing

Median Home Value
$173,400
▼ 37% vs national
Median Rent
$2,176/mo
Owner Occupied
64.6%
2BR Fair Market Rent
$1,354/mo
▲ 13% vs national

Fair Market Rents by Bedroom

Studio
$1,117
1BR
$1,124
2BR
$1,354
3BR
$1,672
4BR
$2,271

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
18.8%
▼ 11 ppt vs national
High School+
49.5%
Median Age
43.9
Avg. Commute

Childcare Costs

Infant (Center)
$12,464/yr
21% of income
Toddler (Center)
$11,368/yr
Preschool (Center)
$10,552/yr
School-Age (Center)
$10,467/yr

What This Means

Cartwright, ND receives an overall affordability grade of D (49/100), aggregated from 1 ZIP codes with a total population of 199. Challenges include education and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Cartwright, ND affordable?
Cartwright, ND receives an overall affordability grade of D (49/100) based on Census, HUD, FBI, and DOL data. Median household income is $59,392. Median home value is $173,400.
What is the cost of living in Cartwright?
Key cost metrics: Median rent $2,176/mo. 2BR fair market rent $1,354/mo. Infant childcare $12,464/yr. Median home value $173,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →