D

Cedarcreek, MO

Source:

Affordability Score: 45/100

Population: 460 · 1 ZIP codes

The affordability dashboard for Cedarcreek, MO aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 460 residents, then layers in county-level federal data to produce an overall grade of D (45/100). The headline inputs are median household income of $44,188, median home value of $126,900, median rent of - per month, and 15.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,029 per month (studio $779, 1BR $784, 3BR $1,329, 4BR $1,522).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages, so the grade is genuinely comparable across any city in the country. Pressure points are income, education. Unemployment currently reads 4.3% and poverty 39.1% - numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$44,188
Median household income
Education F
15.0%
Bachelor's degree or higher
Housing B
2.9x
Home value $126,900 vs income
Commute N/A
N/A
Average commute time
Rent C
$1,029/mo
2BR fair market rent (28% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$44,188
▼ 29% vs national
Per Capita Income
$22,792
Unemployment Rate
4.3%
Poverty Rate
39.1%

Housing

Median Home Value
$126,900
▼ 54% vs national
Median Rent
-
Owner Occupied
77.0%
2BR Fair Market Rent
$1,029/mo
▼ 14% vs national

Fair Market Rents by Bedroom

Studio
$779
1BR
$784
2BR
$1,029
3BR
$1,329
4BR
$1,522

Safety

Violent Crime Rate
-
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
15.0%
▼ 15 ppt vs national
High School+
50.7%
Median Age
47.3
Avg. Commute
-

Childcare Costs

Infant (Center)
-
Toddler (Center)
-
Preschool (Center)
-
School-Age (Center)
-

What This Means

Cedarcreek, MO receives an overall affordability grade of D (45/100), aggregated from 1 ZIP codes with a total population of 460. Challenges include income and education. Data was unavailable for commute, safety, childcare – these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Cedarcreek, MO affordable?
Cedarcreek, MO receives an overall affordability grade of D (45/100) based on Census, HUD, FBI, and DOL data. Median household income is $44,188. Median home value is $126,900.
What is the cost of living in Cedarcreek?
Key cost metrics: 2BR fair market rent $1,029/mo. Median home value $126,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →