B

Cedarville, MI

Source:

Affordability Score: 73/100

Population: 1,362 · 1 ZIP codes

The affordability dashboard for Cedarville, MI aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,362 residents, then layers in county-level federal data to produce an overall grade of B (73/100). The headline inputs are median household income of $75,156, median home value of $226,500, median rent of $796 per month, and 44.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,023 per month (studio $775, 1BR $780, 3BR $1,227, 4BR $1,451). Department of Labor data lists infant center-based childcare at $7,007 per year, consuming 9% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Cedarville, MI include education, rent, childcare. Unemployment currently reads 1.3% and poverty 6.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$75,156
Median household income
Education B+
44.7%
Bachelor's degree or higher
Housing B-
3.0x
Home value $226,500 vs income
Commute N/A
N/A
Average commute time
Rent A
$1,023/mo
2BR fair market rent (16% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B+
$7,007/yr
Center-based infant care (9% of income)

Income & Employment

Median Income
$75,156
▲ 21% vs national
Per Capita Income
$48,676
Unemployment Rate
1.3%
Poverty Rate
6.6%

Housing

Median Home Value
$226,500
▼ 18% vs national
Median Rent
$796/mo
Owner Occupied
83.4%
2BR Fair Market Rent
$1,023/mo
▼ 15% vs national

Fair Market Rents by Bedroom

Studio
$775
1BR
$780
2BR
$1,023
3BR
$1,227
4BR
$1,451

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
44.7%
▲ 15 ppt vs national
High School+
70.5%
Median Age
59.2
Avg. Commute

Childcare Costs

Infant (Center)
$7,007/yr
9% of income
Toddler (Center)
$7,732/yr
Preschool (Center)
$7,732/yr
School-Age (Center)
$8,383/yr

What This Means

Cedarville, MI receives an overall affordability grade of B (73/100), aggregated from 1 ZIP codes with a total population of 1,362. This area performs well in education and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Cedarville, MI affordable?
Cedarville, MI receives an overall affordability grade of B (73/100) based on Census, HUD, FBI, and DOL data. Median household income is $75,156. Median home value is $226,500.
What is the cost of living in Cedarville?
Key cost metrics: Median rent $796/mo. 2BR fair market rent $1,023/mo. Infant childcare $7,007/yr. Median home value $226,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →