A-

Center Junction, IA

Source:

Affordability Score: 83/100

Population: 285 · 1 ZIP codes

The affordability dashboard for Center Junction, IA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 285 residents, then layers in county-level federal data to produce an overall grade of A- (83/100). The headline inputs are median household income of $110,461, median home value of $152,500, median rent of per month, and 30.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $919 per month (studio $634, 1BR $711, 3BR $1,212, 4BR $1,217). Department of Labor data lists infant center-based childcare at $7,936 per year, consuming 7% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Center Junction, IA include income, housing, rent, childcare. Unemployment currently reads 0.0% and poverty 36.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A-
$110,461
Median household income
Education C-
30.3%
Bachelor's degree or higher
Housing A+
1.4x
Home value $152,500 vs income
Commute N/A
N/A
Average commute time
Rent A+
$919/mo
2BR fair market rent (10% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare A-
$7,936/yr
Center-based infant care (7% of income)

Income & Employment

Median Income
$110,461
▲ 78% vs national
Per Capita Income
$31,860
Unemployment Rate
0.0%
Poverty Rate
36.3%

Housing

Median Home Value
$152,500
▼ 45% vs national
Median Rent
Owner Occupied
100.0%
2BR Fair Market Rent
$919/mo
▼ 23% vs national

Fair Market Rents by Bedroom

Studio
$634
1BR
$711
2BR
$919
3BR
$1,212
4BR
$1,217

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
30.3%
▲ 0 ppt vs national
High School+
81.3%
Median Age
37.9
Avg. Commute

Childcare Costs

Infant (Center)
$7,936/yr
7% of income
Toddler (Center)
$6,839/yr
Preschool (Center)
$6,839/yr
School-Age (Center)
$5,471/yr

What This Means

Center Junction, IA receives an overall affordability grade of A- (83/100), aggregated from 1 ZIP codes with a total population of 285. This area performs well in income and housing and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Center Junction, IA affordable?
Center Junction, IA receives an overall affordability grade of A- (83/100) based on Census, HUD, FBI, and DOL data. Median household income is $110,461. Median home value is $152,500.
What is the cost of living in Center Junction?
Key cost metrics: 2BR fair market rent $919/mo. Infant childcare $7,936/yr. Median home value $152,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →