B

Center Point, IA

Source:

Affordability Score: 74/100

Population: 4,340 · 1 ZIP codes

The affordability dashboard for Center Point, IA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 4,340 residents, then layers in county-level federal data to produce an overall grade of B (74/100). The headline inputs are median household income of $98,854, median home value of $259,800, median rent of $776 per month, and 31.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,071 per month (studio $738, 1BR $816, 3BR $1,490, 4BR $1,797). Department of Labor data lists infant center-based childcare at $8,631 per year, consuming 9% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Center Point, IA include income, housing, rent, childcare. Unemployment currently reads 0.6% and poverty 4.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$98,854
Median household income
Education C-
31.8%
Bachelor's degree or higher
Housing B+
2.6x
Home value $259,800 vs income
Commute D
27 min
Average commute time
Rent A+
$1,071/mo
2BR fair market rent (13% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B+
$8,631/yr
Center-based infant care (9% of income)

Income & Employment

Median Income
$98,854
▲ 59% vs national
Per Capita Income
$44,681
Unemployment Rate
0.6%
Poverty Rate
4.5%

Housing

Median Home Value
$259,800
▼ 6% vs national
Median Rent
$776/mo
Owner Occupied
84.6%
2BR Fair Market Rent
$1,071/mo
▼ 11% vs national

Fair Market Rents by Bedroom

Studio
$738
1BR
$816
2BR
$1,071
3BR
$1,490
4BR
$1,797

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
31.8%
▲ 2 ppt vs national
High School+
65.0%
Median Age
44.1
Avg. Commute
27 min
▲ 1 min vs national

Childcare Costs

Infant (Center)
$8,631/yr
9% of income
Toddler (Center)
$7,437/yr
Preschool (Center)
$7,437/yr
School-Age (Center)
$5,950/yr

What This Means

Center Point, IA receives an overall affordability grade of B (74/100), aggregated from 1 ZIP codes with a total population of 4,340. This area performs well in income and housing and rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Center Point, IA affordable?
Center Point, IA receives an overall affordability grade of B (74/100) based on Census, HUD, FBI, and DOL data. Median household income is $98,854. Median home value is $259,800.
What is the cost of living in Center Point?
Key cost metrics: Median rent $776/mo. 2BR fair market rent $1,071/mo. Infant childcare $8,631/yr. Median home value $259,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →