C-

Ceredo, WV

Source:

Affordability Score: 50/100

Population: 987 · 1 ZIP codes

The affordability dashboard for Ceredo, WV aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 987 residents, then layers in county-level federal data to produce an overall grade of C- (50/100). The headline inputs are median household income of $49,245, median home value of $148,400, median rent of $758 per month, and 22.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $973 per month (studio $848, 1BR $853, 3BR $1,249, 4BR $1,410). Department of Labor data lists infant center-based childcare at $9,059 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, childcare. Unemployment currently reads 6.7% and poverty 21.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$49,245
Median household income
Education F
22.8%
Bachelor's degree or higher
Housing B-
3.0x
Home value $148,400 vs income
Commute N/A
N/A
Average commute time
Rent B-
$973/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$9,059/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$49,245
▼ 21% vs national
Per Capita Income
$30,834
Unemployment Rate
6.7%
Poverty Rate
21.3%

Housing

Median Home Value
$148,400
▼ 46% vs national
Median Rent
$758/mo
Owner Occupied
65.3%
2BR Fair Market Rent
$973/mo
▼ 19% vs national

Fair Market Rents by Bedroom

Studio
$848
1BR
$853
2BR
$973
3BR
$1,249
4BR
$1,410

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
22.8%
▼ 7 ppt vs national
High School+
48.7%
Median Age
45.8
Avg. Commute

Childcare Costs

Infant (Center)
$9,059/yr
18% of income
Toddler (Center)
$8,609/yr
Preschool (Center)
$8,846/yr
School-Age (Center)
$7,932/yr

What This Means

Ceredo, WV receives an overall affordability grade of C- (50/100), aggregated from 1 ZIP codes with a total population of 987. Challenges include income and education and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Ceredo ZIP Codes
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What are common questions about this dashboard?

Is Ceredo, WV affordable?
Ceredo, WV receives an overall affordability grade of C- (50/100) based on Census, HUD, FBI, and DOL data. Median household income is $49,245. Median home value is $148,400.
What is the cost of living in Ceredo?
Key cost metrics: Median rent $758/mo. 2BR fair market rent $973/mo. Infant childcare $9,059/yr. Median home value $148,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →