F

Ceres, NY

Source:

Affordability Score: 34/100

Population: 230 · 1 ZIP codes

The affordability dashboard for Ceres, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 230 residents, then layers in county-level federal data to produce an overall grade of F (34/100). The headline inputs are median household income of $40,250, median home value of $126,100, median rent of $1,053 per month, and 7.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $974 per month (studio $750, 1BR $754, 3BR $1,243, 4BR $1,464). Department of Labor data lists infant center-based childcare at $12,844 per year, consuming 32% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, childcare. Unemployment currently reads 1.0% and poverty 22.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$40,250
Median household income
Education F
7.7%
Bachelor's degree or higher
Housing C+
3.1x
Home value $126,100 vs income
Commute N/A
N/A
Average commute time
Rent C-
$974/mo
2BR fair market rent (29% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$12,844/yr
Center-based infant care (32% of income)

Income & Employment

Median Income
$40,250
▼ 35% vs national
Per Capita Income
$24,326
Unemployment Rate
1.0%
Poverty Rate
22.0%

Housing

Median Home Value
$126,100
▼ 54% vs national
Median Rent
$1,053/mo
Owner Occupied
71.4%
2BR Fair Market Rent
$974/mo
▼ 19% vs national

Fair Market Rents by Bedroom

Studio
$750
1BR
$754
2BR
$974
3BR
$1,243
4BR
$1,464

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
7.7%
▼ 22 ppt vs national
High School+
55.5%
Median Age
48.6
Avg. Commute

Childcare Costs

Infant (Center)
$12,844/yr
32% of income
Toddler (Center)
$11,960/yr
Preschool (Center)
$10,400/yr
School-Age (Center)
$10,088/yr

What This Means

Ceres, NY receives an overall affordability grade of F (34/100), aggregated from 1 ZIP codes with a total population of 230. Challenges include income and education and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Ceres ZIP Codes
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What are common questions about this dashboard?

Is Ceres, NY affordable?
Ceres, NY receives an overall affordability grade of F (34/100) based on Census, HUD, FBI, and DOL data. Median household income is $40,250. Median home value is $126,100.
What is the cost of living in Ceres?
Key cost metrics: Median rent $1,053/mo. 2BR fair market rent $974/mo. Infant childcare $12,844/yr. Median home value $126,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →