C

Chadron, NE

Source:

Affordability Score: 57/100

Population: 7,365 · 1 ZIP codes

The affordability dashboard for Chadron, NE aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 7,365 residents, then layers in county-level federal data to produce an overall grade of C (57/100). The headline inputs are median household income of $54,306, median home value of $163,800, median rent of $923 per month, and 38.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,031 per month (studio $715, 1BR $786, 3BR $1,372, 4BR $1,378). Department of Labor data lists infant center-based childcare at $9,737 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages, so the grade is genuinely comparable across any city in the country. Unemployment currently reads 1.7% and poverty 15.1% - numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$54,306
Median household income
Education B-
38.1%
Bachelor's degree or higher
Housing B-
3.0x
Home value $163,800 vs income
Commute N/A
N/A
Average commute time
Rent B
$1,031/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$9,737/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$54,306
▼ 12% vs national
Per Capita Income
$30,899
Unemployment Rate
1.7%
Poverty Rate
15.1%

Housing

Median Home Value
$163,800
▼ 40% vs national
Median Rent
$923/mo
Owner Occupied
56.1%
2BR Fair Market Rent
$1,031/mo
▼ 14% vs national

Fair Market Rents by Bedroom

Studio
$715
1BR
$786
2BR
$1,031
3BR
$1,372
4BR
$1,378

Safety

Violent Crime Rate
-
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
38.1%
▲ 8 ppt vs national
High School+
58.4%
Median Age
31.8
Avg. Commute
-

Childcare Costs

Infant (Center)
$9,737/yr
18% of income
Toddler (Center)
$9,230/yr
Preschool (Center)
$8,450/yr
School-Age (Center)
$8,190/yr

What This Means

Chadron, NE receives an overall affordability grade of C (57/100), aggregated from 1 ZIP codes with a total population of 7,365. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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Explore Chadron ZIP Codes
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What are common questions about this dashboard?

Is Chadron, NE affordable?
Chadron, NE receives an overall affordability grade of C (57/100) based on Census, HUD, FBI, and DOL data. Median household income is $54,306. Median home value is $163,800.
What is the cost of living in Chadron?
Key cost metrics: Median rent $923/mo. 2BR fair market rent $1,031/mo. Infant childcare $9,737/yr. Median home value $163,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →