C-

Chadwick, MO

Source:

Affordability Score: 54/100

Population: 574 · 1 ZIP codes

The affordability dashboard for Chadwick, MO aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 574 residents, then layers in county-level federal data to produce an overall grade of C- (54/100). The headline inputs are median household income of $63,750, median home value of $236,700, median rent of $648 per month, and 24.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,095 per month (studio $877, 1BR $883, 3BR $1,498, 4BR $1,701).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Chadwick, MO include rent. Pressure points are education. Unemployment currently reads 2.1% and poverty 9.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$63,750
Median household income
Education F
24.0%
Bachelor's degree or higher
Housing D
3.7x
Home value $236,700 vs income
Commute N/A
N/A
Average commute time
Rent B+
$1,095/mo
2BR fair market rent (21% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$63,750
▲ 3% vs national
Per Capita Income
$26,561
Unemployment Rate
2.1%
Poverty Rate
9.8%

Housing

Median Home Value
$236,700
▼ 14% vs national
Median Rent
$648/mo
Owner Occupied
84.1%
2BR Fair Market Rent
$1,095/mo
▼ 9% vs national

Fair Market Rents by Bedroom

Studio
$877
1BR
$883
2BR
$1,095
3BR
$1,498
4BR
$1,701

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
24.0%
▼ 6 ppt vs national
High School+
62.1%
Median Age
46.3
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Chadwick, MO receives an overall affordability grade of C- (54/100), aggregated from 1 ZIP codes with a total population of 574. This area performs well in rent. Challenges include education. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Chadwick ZIP Codes
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What are common questions about this dashboard?

Is Chadwick, MO affordable?
Chadwick, MO receives an overall affordability grade of C- (54/100) based on Census, HUD, FBI, and DOL data. Median household income is $63,750. Median home value is $236,700.
What is the cost of living in Chadwick?
Key cost metrics: Median rent $648/mo. 2BR fair market rent $1,095/mo. Median home value $236,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →