C

Charleston, SC

Source:

Affordability Score: 58/100

Population: 177,294 · 10 ZIP codes

The affordability dashboard for Charleston, SC aggregates Census ACS 5-Year Estimates across 10 ZIP codes covering 177,294 residents, then layers in county-level federal data to produce an overall grade of C (58/100). The headline inputs are median household income of $85,472, median home value of $510,160, median rent of $1,665 per month, and 50.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,787 per month (studio $1,557, 1BR $1,630, 3BR $2,222, 4BR $2,562). Department of Labor data lists infant center-based childcare at $10,506 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Charleston, SC include education. Pressure points are housing. Unemployment currently reads 3.7% and poverty 14.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$85,472
Median household income
Education A-
50.5%
Bachelor's degree or higher
Housing F
6.0x
Home value $510,160 vs income
Commute C
24 min
Average commute time
Rent B-
$1,787/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$10,506/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$85,472
▲ 38% vs national
Per Capita Income
$55,500
Unemployment Rate
3.7%
Poverty Rate
14.4%

Housing

Median Home Value
$510,160
▲ 86% vs national
Median Rent
$1,665/mo
Owner Occupied
55.3%
2BR Fair Market Rent
$1,787/mo
▲ 49% vs national

Fair Market Rents by Bedroom

Studio
$1,557
1BR
$1,630
2BR
$1,787
3BR
$2,222
4BR
$2,562

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
50.5%
▲ 21 ppt vs national
High School+
68.5%
Median Age
37.0
Avg. Commute
24 min
▼ 2 min vs national

Childcare Costs

Infant (Center)
$10,506/yr
12% of income
Toddler (Center)
$9,775/yr
Preschool (Center)
$9,565/yr
School-Age (Center)
$7,232/yr

What This Means

Charleston, SC receives an overall affordability grade of C (58/100), aggregated from 10 ZIP codes with a total population of 177,294. This area performs well in education. Challenges include housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Charleston ZIP Codes
View all 10 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Charleston, SC affordable?
Charleston, SC receives an overall affordability grade of C (58/100) based on Census, HUD, FBI, and DOL data. Median household income is $85,472. Median home value is $510,160.
What is the cost of living in Charleston?
Key cost metrics: Median rent $1,665/mo. 2BR fair market rent $1,787/mo. Infant childcare $10,506/yr. Median home value $510,160.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →