C

Columbia, SC

Source:

Affordability Score: 55/100

Population: 333,497 · 14 ZIP codes

The affordability dashboard for Columbia, SC aggregates Census ACS 5-Year Estimates across 14 ZIP codes covering 333,497 residents, then layers in county-level federal data to produce an overall grade of C (55/100). The headline inputs are median household income of $60,550, median home value of $228,511, median rent of $1,280 per month, and 40.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,276 per month (studio $1,032, 1BR $1,164, 3BR $1,623, 4BR $1,911). Department of Labor data lists infant center-based childcare at $10,506 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Unemployment currently reads 6.5% and poverty 19.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$60,550
Median household income
Education B
40.5%
Bachelor's degree or higher
Housing D
3.8x
Home value $228,511 vs income
Commute C+
23 min
Average commute time
Rent C+
$1,276/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$10,506/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$60,550
▼ 2% vs national
Per Capita Income
$36,644
Unemployment Rate
6.5%
Poverty Rate
19.3%

Housing

Median Home Value
$228,511
▼ 17% vs national
Median Rent
$1,280/mo
Owner Occupied
54.6%
2BR Fair Market Rent
$1,276/mo
▲ 6% vs national

Fair Market Rents by Bedroom

Studio
$1,032
1BR
$1,164
2BR
$1,276
3BR
$1,623
4BR
$1,911

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
40.5%
▲ 11 ppt vs national
High School+
62.0%
Median Age
34.7
Avg. Commute
23 min
▼ 3 min vs national

Childcare Costs

Infant (Center)
$10,506/yr
17% of income
Toddler (Center)
$9,775/yr
Preschool (Center)
$9,565/yr
School-Age (Center)
$7,232/yr

What This Means

Columbia, SC receives an overall affordability grade of C (55/100), aggregated from 14 ZIP codes with a total population of 333,497. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Columbia ZIP Codes
View all 14 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Columbia, SC affordable?
Columbia, SC receives an overall affordability grade of C (55/100) based on Census, HUD, FBI, and DOL data. Median household income is $60,550. Median home value is $228,511.
What is the cost of living in Columbia?
Key cost metrics: Median rent $1,280/mo. 2BR fair market rent $1,276/mo. Infant childcare $10,506/yr. Median home value $228,511.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →