Chatfield, MN

The affordability dashboard for Chatfield, MN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 4,469 residents, then layers in county-level federal data to produce an overall grade of B (74/100). The headline inputs are median household income of $96,328, median home value of $293,000, median rent of $776 per month, and 32.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,022 per month (studio $774, 1BR $779, 3BR $1,370, 4BR $1,375). Department of Labor data lists infant center-based childcare at $9,100 per year, consuming 9% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Chatfield, MN include income, rent, childcare. Unemployment currently reads 2.1% and poverty 5.4% — numbers worth keeping alongside the headline grade.