B-

Chaumont, NY

Source:

Affordability Score: 66/100

Population: 2,432 · 1 ZIP codes

The affordability dashboard for Chaumont, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,432 residents, then layers in county-level federal data to produce an overall grade of B- (66/100). The headline inputs are median household income of $81,065, median home value of $234,700, median rent of $907 per month, and 32.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,405 per month (studio $969, 1BR $1,071, 3BR $1,907, 4BR $2,340). Department of Labor data lists infant center-based childcare at $12,844 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Chaumont, NY include rent. Unemployment currently reads 5.3% and poverty 15.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$81,065
Median household income
Education C
32.4%
Bachelor's degree or higher
Housing B
2.9x
Home value $234,700 vs income
Commute N/A
N/A
Average commute time
Rent B+
$1,405/mo
2BR fair market rent (21% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$12,844/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$81,065
▲ 31% vs national
Per Capita Income
$38,001
Unemployment Rate
5.3%
Poverty Rate
15.9%

Housing

Median Home Value
$234,700
▼ 15% vs national
Median Rent
$907/mo
Owner Occupied
92.7%
2BR Fair Market Rent
$1,405/mo
▲ 17% vs national

Fair Market Rents by Bedroom

Studio
$969
1BR
$1,071
2BR
$1,405
3BR
$1,907
4BR
$2,340

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
32.4%
▲ 2 ppt vs national
High School+
61.7%
Median Age
47.8
Avg. Commute

Childcare Costs

Infant (Center)
$12,844/yr
16% of income
Toddler (Center)
$11,960/yr
Preschool (Center)
$10,400/yr
School-Age (Center)
$10,088/yr

What This Means

Chaumont, NY receives an overall affordability grade of B- (66/100), aggregated from 1 ZIP codes with a total population of 2,432. This area performs well in rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Chaumont ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Chaumont, NY affordable?
Chaumont, NY receives an overall affordability grade of B- (66/100) based on Census, HUD, FBI, and DOL data. Median household income is $81,065. Median home value is $234,700.
What is the cost of living in Chaumont?
Key cost metrics: Median rent $907/mo. 2BR fair market rent $1,405/mo. Infant childcare $12,844/yr. Median home value $234,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →